Lloyd F. Hutt Scholarship
Lake Michigan Credit Union established the Lloyd F. Hutt Scholarship in 1990 in memory of its founder, who had been a teacher. The annual program awards twenty $2,000 scholarships to high-school seniors planning further education. Selection centers on an original essay responding to a prompt, and the credit union says it values passion and personal ideas. The award is not a drawing or an automatic membership benefit.
About Lloyd F. Hutt Scholarship
Lake Michigan Credit Union established the Lloyd F. Hutt Scholarship in 1990 in memory of its founder, who had been a teacher. The annual program awards twenty $2,000 scholarships to high-school seniors planning further education. Selection centers on an original essay responding to a prompt, and the credit union says it values passion and personal ideas. The award is not a drawing or an automatic membership benefit.
Eligible applicants are high-school seniors, including homeschooled students, planning to enroll in an accredited trade school, college, or university. They must live in Michigan or Florida, be LMCU members, or be children of members. Students outside those two states must personally hold membership or be a member’s child. The essay topic changes by class; the 2027 prompt asks applicants to reflect on people and ideas that influence their plans.
Applications for the 2027 graduating class opened October 1, 2026 and close November 30 at 11 a.m. Eastern. Students submit an original essay through the portal, so read the prompt and formatting limits before drafting. Review exclusions for LMCU employees, directors, and immediate family of the credit union or affiliates, and keep a submission confirmation.
Before applying, confirm that the cycle and academic program match your circumstances and that the window is still open. Start at the administrator’s link, save the rules, and prepare transcripts, FAFSA information, essays, and recommendations in the requested format. Track the application and reference deadlines separately: some portals close different components on different days. After submitting, monitor email and your dashboard until the file is marked complete. Ask your campus financial-aid office how the award will coordinate with FAFSA, other scholarships, and benefits, and request a written estimate of remaining charges. Do not budget funds that have not been awarded.
To compare this benefit with other options, ask financial aid for an estimate separating tuition, fees, housing, and excluded expenses. Confirm whether it renews annually, what GPA or course load it requires, and whom to contact if the student account does not show the payment. Keep award letters and receipts until the school confirms disbursement.
College scholarship and financial-aid program