Lake Michigan Credit Union established the Lloyd F. Hutt Scholarship in 1990 in memory of its founder, who had been a teacher. The annual program awards twenty $2,000 scholarships to high-school seniors planning further education. Selection centers on an original essay responding to a prompt, and the credit union says it values passion and personal ideas. The award is not a drawing or an automatic membership benefit.
Eligible applicants are high-school seniors, including homeschooled students, planning to enroll in an accredited trade school, college, or university. They must live in Michigan or Florida, be LMCU members, or be children of members. Students outside those two states must personally hold membership or be a member’s child. The essay topic changes by class; the 2027 prompt asks applicants to reflect on people and ideas that influence their plans.
Applications for the 2027 graduating class opened October 1, 2026 and close November 30 at 11 a.m. Eastern. Students submit an original essay through the portal, so read the prompt and formatting limits before drafting. Review exclusions for LMCU employees, directors, and immediate family of the credit union or affiliates, and keep a submission confirmation.
Before applying, confirm that the cycle and academic program match your circumstances and that the window is still open. Start at the administrator’s link, save the rules, and prepare transcripts, FAFSA information, essays, and recommendations in the requested format. Track the application and reference deadlines separately: some portals close different components on different days. After submitting, monitor email and your dashboard until the file is marked complete. Ask your campus financial-aid office how the award will coordinate with FAFSA, other scholarships, and benefits, and request a written estimate of remaining charges. Do not budget funds that have not been awarded.
Before applying, confirm that the school and program participate, check cycle requirements and dates, keep a copy and submission receipt, and ask how the award coordinates with FAFSA and other benefits. Do not budget funds that have not been awarded.
When comparing options, identify whether the benefit is a scholarship, grant, tuition exemption, or loan: not all aid must be repaid or applies to the same charges. Ask the college for a written estimate after FAFSA and other awards, check renewal and academic-progress rules, and do not accept a loan thinking it is a scholarship.
Read the program profile and the federal FAFSA guide; confirm with the administrator how the aid coordinates.
Lloyd F. Hutt Scholarship — Lake Michigan Credit Union.
Apply for the Lloyd F. Hutt Scholarship — Lake Michigan Credit Union.
Guide checked against official sources on October 13, 2026. Each program has its own funding, eligibility, and calendar; confirm the current terms before applying. An open cycle or advertised award does not guarantee funding.
Confirm eligibility, current terms, and application steps with the official source before relying on aid for college costs.
Options to compare
These options relate to the question. Read each profile and check current details before deciding.
Lloyd F. Hutt Scholarship
Lake Michigan Credit Union established the Lloyd F. Hutt Scholarship in 1990 in memory of its founder, who had been a teacher. The annual program awards twenty $2,000 scholarships to high-school seniors planning further education. Selection centers on an original essay responding to a prompt, and the credit union says it values passion and personal ideas. The award is not a drawing or an automatic membership benefit.
College scholarship and financial-aid program
Federal Student Aid — U.S. Department of Education
The agency sets rates, eligibility, and caps; the college certifies need, cost, and the individual amount within those limits.
Public student-aid administering office
Sources & references
Sources for the information and reporting discussed in this guide.
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Official website ↗
Primary source
Lake Michigan Credit Union · Accessed October 13, 2026
Primary source for identity, concept, menu, and contact details.
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Official website ↗
Primary source
Lake Michigan Credit Union · Accessed October 13, 2026
Primary source for identity, concept, menu, and contact details.
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Official program information and application ↗
Primary source
Lake Michigan Credit Union · Accessed October 13, 2026
Primary source for identity, concept, menu, and contact details.
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Official website of Lloyd F. Hutt Scholarship ↗
Primary source
Lake Michigan Credit Union · Accessed October 13, 2026
Primary source for identity, concept, menu, and contact details.
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Official website of Federal Student Aid — U.S. Department of Education ↗
Primary source
Federal Student Aid · Accessed October 13, 2026
Primary source for identity, concept, menu, and contact details.
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Official website of Federal Student Aid — U.S. Department of Education ↗
Primary source
Federal Student Aid · Accessed October 13, 2026
Primary source for identity, concept, menu, and contact details.