Jerry

Jerry: insurance brokerage and assistance for auto and home

Jerry is a licensed insurance broker in all 50 U.S. states and Washington D.C. Its approach combines a mobile app with support from licensed agents to compare real quotes from over 100 insurers, including GEICO, Progressive, and Allstate, and to manage tasks related to owning a car or home. The company reports over five million users and ratings of 4.7 on the App Store and 4.5 on Google Play.

Insurance comparison and purchase

The platform obtains personalized quotes from leading insurers and presents them side-by-side so users can see what they would actually pay. Jerry identifies discounts the customer may qualify for and helps apply them without extra paperwork. Purchase can be completed within the app, with monthly or one-time payment, and ID cards are delivered as soon as the policy takes effect. Once the new policy is purchased, Jerry handles canceling the old one and coordinates timing to avoid coverage gaps.

The insurance catalog includes auto, motorcycle, home, and renters policies. The company also allows bundling coverages and switching insurers from within the app.

Car care tools

Jerry includes maintenance and diagnostic features designed to anticipate problems. The system schedules service reminders based on the vehicle, mileage, and service history. It also contacts repair shops on the user's behalf at no cost, so they can compare quotes and choose the option that best fits their needs and budget. The app proactively detects open recalls and helps locate dealerships that will fix them free of charge. It also allows describing car issues in plain English and provides a clear diagnosis with recommended next steps. Another feature tracks the car's estimated market value, a useful data point when evaluating a repair or a possible sale.

Driver safety and savings

The app scores the user's driving so they know where they stand and can improve their habits. That score can be used to access discounts with participating insurers, and the company states that data is only shared when it benefits the customer. Trips are logged automatically with distance, duration, and a behavior breakdown. Jerry also offers weekly progress reports and optional challenges to improve the score, as well as the ability to share information with family and friends, for example, parents monitoring a new driver or people following a road trip.

Licensed agent support

The company has licensed human agents available by chat, phone, or email seven days a week. The team includes insurance advisors with varying years of experience, and the company highlights that one of them has served 19,700 customers. The fastest way to get in touch is through in-app chat; you can also call or text 833-445-3779 or email hi@jerry.ai.

Usage model and privacy

Downloading the app, comparing quotes, and using the car care and driver safety tools are free. Jerry earns money only when the user purchases a policy: the insurer pays a standard commission, not added as a separate charge to the customer's bill. In some cases, an initial broker or origination fee may apply. The company states that results are not sponsored and that insurers cannot pay to rank higher. Regarding privacy, Jerry declares using bank-level encryption backed by its DataLock Guarantee, not selling personal information to third parties for marketing purposes, and not making unwanted calls or texts.