Beals Wealth Management

Beals Wealth Management, financial advice in Whiteley (Hampshire)

Beals Wealth Management is a team of financial advisers based in Whiteley, Fareham (Hampshire), providing financial planning and wealth management services to individuals, families and business owners across the UK. The firm presents itself as a Quilter Financial Planning partner and offers in-person, video call and telephone consultations, so clients can access advice regardless of their location.

Pensions, retirement and investments

The pensions and retirement area covers everything from building a pension pot to drawing an income in retirement. The firm also publishes content on the cost of pension advice. In the savings and investment area, the website details an advice process, investment risk profiles for investors and an investment selection process, as well as a guide before you invest.

Inheritance tax and estate planning

Beals addresses inheritance tax (IHT) and estate planning with services that include analysing what inheritance tax is, calculating it, strategies to avoid it, explaining nil-rate bands, applicable exemptions and reliefs, the treatment of tax on pensions, whole of life insurance, and gifting and property planning. The firm also offers free whole of life insurance quotes.

Mortgages, remortgaging and further borrowing

In the mortgage area, the firm advises on new mortgages and on remortgaging, including further borrowing. The website explains what remortgaging is, the step-by-step process, when and why you should remortgage, the associated costs and a frequently asked questions section. Advisers search the whole of market to find the right option.

Protection, insurance and business planning

The firm offers protection and insurance advice, with services such as income protection insurance, whole of life insurance and regular policy reviews. It also covers business protection, including key person insurance. In the area of housing and later life, Beals advises on equity release and later life lending, aimed at those over 55.

Business data and reviews

According to information published by the firm itself, it has more than 3,900 active pension and investment clients, oversees more than £500 million in funds under advice and has completed more than 10,700 mortgages. The company shows a 5 out of 5 rating on Google and a verified Trustindex badge, which requires a score above 4.5 based on reviews from the last twelve months. Among the featured comments, clients mention advisers such as Holly, Kieran and Christine for their work in pension consolidation, income protection, mortgages and equity release.

Resources and publications for clients

Beals' website includes a news section, guides, quarterly newsletters and an inheritance tax calculator, as well as a frequently asked questions section. The firm also details its ongoing service for monitoring clients' financial strategies.

Location and contact

Phone: 01489 585 548 · Email: info@bealsfs.co.uk · Hours: Monday to Friday: 08:30-18:00