TPD Wealth Management

TPD Wealth Management: chartered financial planning in Stockport

TPD Wealth Management is an independent financial advice firm based in Stockport (United Kingdom). Founded in 2013, it was created with the aim of making expert wealth management advice accessible to a wider audience, at a time when traditional banks were moving away from these services. The company presents itself as a Chartered Financial Planning firm, which, according to its own description, means it adheres to high professional and ethical standards.

The team is made up of independent financial planners and support staff with over 100 years of collective experience. Its work is aimed at both individuals and businesses, with the stated goal of helping clients make informed decisions about their financial future.

Advice services for individuals

The firm structures its offering into several areas. In the area of pensions, it works with the client to project retirement income, assess the likelihood of achieving the desired income and advise on how to manage any shortfalls. Once that stage is reached, it helps maximise the income the pension fund can provide. Specific services include pension consolidation, pension switching, pension tracing and personal pensions.

In investments, advisers develop long-term strategies tailored to the client's goals, with personalised financial planning aimed at minimising the tax burden on investments and maximising returns. The firm adjusts investments to the level of risk the client is willing to take and the desired timescales. The products it handles in this area include general investment accounts, Venture Capital Trusts, Individual Savings Accounts and Enterprise Investment.

The life insurance and protection area covers life insurance, critical illness and income protection. The company seeks the right policy at the right price and from the right provider, and assigns each client a dedicated financial planner for arranging and managing policies.

In mortgages, TPD Wealth Management works with over a hundred lenders. It serves diverse profiles: first-time buyers, those remortgaging, buy-to-let investors and self-employed individuals. It also offers solutions for adverse credit mortgages, complex income, rate switches and previous refusals.

Estate and will planning includes will writing and advice on inheritance tax, with the aim of enabling the client to determine how their assets and finances will be managed after their death and to avoid family disputes or delays in obtaining probate.

Corporate advice

The firm also advises businesses and directors. In this area, it explains how to extract funds from the company in a tax-efficient way and offers practical advice to protect the business against the death or incapacity of key individuals, partners or shareholders. Corporate services include Group Death in Service, Group Private Medical Insurance and Key Person Insurance.

Drop In Clinic and free initial consultation

TPD Wealth Management offers a Drop In Clinic for a free, initial, no-obligation appointment, to assess how the firm can help with financial matters. It also has a call-back request service and a fee estimator tool on its website.

Regulation and company details

TPD Wealth Management Ltd is authorised and regulated by the Financial Conduct Authority (FCA) and is entered on the Financial Services Register under reference 606559. The company is registered in England and Wales with number 8505361. Its registered office is at The Three Shires, 30 Great Underbank, Stockport, SK1 1NB.

Location and contact

The Three Shires, 30 Great Underbank, Stockport, SK1 1NB · Phone: 0161 940 0176 · Email: info@tpdwealth.co.uk