CoverForYou

CoverForYou: travel, gadget and car hire excess insurance

CoverForYou is a UK-based insurance company that offers three main lines: travel insurance, gadget insurance and car hire excess insurance. The company presents itself as an alternative that rewards customer loyalty rather than focusing on offers for new policyholders.

Travel insurance

The travel policy holds a Defaqto 5 Star rating and was recognised as Best Travel Insurance Provider by Forbes Advisor in 2022, as well as for Best Claims Service at the Moneyfacts Consumer Awards 2020. The company offers cover for single trips and annual multi-trip policies, and includes specific information for those who need insurance for Schengen visa purposes.

Gadget insurance

Gadget insurance covers damage, breakdown, loss and theft, with replacement by an equivalent device and a twelve-month warranty. According to the company's own information, taking out a policy can save up to 41% compared with mobile network insurers.

Car hire excess insurance

This cover reimburses the excess amount in the event of damage, including tyres and windscreen, and adds breakdown recovery and car key cover. The company estimates savings of up to 95% compared with insurance offered directly by car hire companies.

Additional services: BagFinder, Doctor Please! and TravelMate

CoverForYou BagFinder is a free service included in all policies that helps locate lost checked baggage, a problem that, according to the company, affects more than a million bags a year at airports worldwide. The Doctor Please! app allows video consultations with a UK doctor for minor medical issues, with the possibility of issuing local prescriptions in most cases. TravelMate is an app that brings together the insurer's services and information in one place for reference during the trip.

CoverForYou Plus loyalty programme

CoverForYou Plus is a free programme for policyholders that offers discounts of up to 20% on travel insurance, exclusive offers, prize draws and discounts at popular UK brands through a discount hub, as well as centralising the details of policies taken out.

Customer service and claims handling

The company has separate customer service teams for each line of business, available Monday to Friday, 9:00 to 17:00, excluding bank holidays. It also has a dedicated complaints team and a channel for data protection matters. The company states it has served more than ten million insured customers.

Location and contact

CoverForYou, Kings Court, London Road, Stevenage, SG1 2NG