Sovereign Health Care

Sovereign Health Care, health cash plans in Bradford

Sovereign Health Care is a British company limited by guarantee, authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Its activity focuses on cash plans that allow policyholders to recover part of the cost of everyday health expenses, such as dental check-ups and treatments or glasses, as described in its catalogue.

The company was established in 1873 as a hospital fund in Bradford, before the creation of the NHS, and states that it has been operating for over 150 years. It describes itself as one of the UK's leading cash plan providers and maintains the original principle of supporting access to healthcare.

Two product lines: personal and business

The offering is divided into a personal plan and a business health plan. The personal plan is presented as a way to manage everyday health costs, with cover "from top to toe", a premium quoted from £2.28 a week, no medical required and access to private and NHS treatment. The business plan is aimed at covering employees with an affordable premium, immediate cover and quick and easy set-up.

Reinvestment of surplus and community programme

As it has no shareholders, the company states that any surplus is reinvested in the business or awarded to local charitable initiatives focused on health and wellbeing. Over the last ten years, it states that it has donated over seven million pounds to health and wellbeing causes.

Customer service and policy management

The company maintains separate channels for personal customers, businesses and existing policyholders. For the latter, it offers policy management, claims submission, useful documents, FAQs and updating details, as well as a specific guide for reporting a bereavement. Telephone support is complemented by contact forms and call-back requests.

Corporate structure and registered office

Sovereign Health Care is a company limited by guarantee registered in England with number 85588. Sovereign Health and Insurance Services Limited, a wholly owned subsidiary, is registered in England with number 7401863 and authorised and regulated by the Financial Conduct Authority. The registered office is at 2nd Floor, West Wing, The Waterfront, Salts Mill Road, Shipley, Bradford BD17 7EZ. The company notes that, following the move to this address, the in-person counter service has permanently closed and that customers should not travel to the new office, but should contact by phone or email instead.

Location and contact

2nd Floor, West Wing, The Waterfront, Salts Mill Road, Shipley, Bradford BD17 7EZ