Lloyds Wealth

Lloyds Wealth: personalised financial advice in the UK

Lloyds Wealth is a financial advice firm operating in the UK, formerly known as Schroders Personal Wealth. It is now a wholly owned subsidiary of Lloyds Banking Group, a group that brings together brands such as Lloyds Bank, Halifax and Bank of Scotland and serves 26 million customers. The firm combines that banking heritage with wealth planning expertise to provide personalised financial advice, supported by planning tools and insight designed to help you make informed decisions about your money.

The firm states it has more than 300 employed financial advisers across the UK, allowing face-to-face meetings in different parts of the country. According to its presentation, advisers are salaried, a model the company links to advice focused on the client's needs. The firm managed over £17.2 billion in assets under management as of 31 March 2026.

Financial planning, investing and protection

The service is built around three main areas. Financial planning involves creating a bespoke plan designed by an adviser to achieve the client's goals. Saving and investing is aimed at growing wealth and building a future for loved ones. Financial protection seeks to ensure that the client and their family do not have to worry about finances when the unexpected happens. The firm also offers a review of existing investments, retirement planning advice and guidance on passing on wealth.

The process begins with a free, no-obligation initial call. According to published information, there are no hidden fees or charges and the client only pays if they decide to proceed with the recommendations in the personalised plan. Fees and charges are explained before the client decides whether to continue. The company provides an ongoing advice service, subject to an additional fee, which includes access to events and webinars and regular reviews of the financial plan.

Structure, regulation and backing

Lloyds and Lloyds Wealth are trading names of Lloyds Wealth Management Limited, a company registered in England and Wales with number 11722983 and registered office at 25 Gresham Street, London, EC2V 7HN. The firm is authorised and regulated by the Financial Conduct Authority with number 830170. Claims may be covered by the Financial Services Compensation Scheme and the firm is covered by the Financial Ombudsman Service.

Being part of Lloyds Banking Group provides access to a broad network of specialists to meet a range of financial needs. When the firm refers a case to a third party, it may receive a referral fee, which it says is always clearly explained. The company also emphasises its commitment to plain communication, avoiding technical language wherever possible.

Client profile and advice approach

The firm serves people who are starting to save, those preparing for retirement and those planning to pass on their inheritance, as well as clients who want to review their current investments. Its proposition is based on the idea that financial advice should provide confidence, not complexity, with plans reviewed regularly and transparent pricing. The company states that the best advice comes from a long-term trusted relationship and that it supports clients through major life stages.

Among the testimonials on Trustpilot, clients highlight the clarity of explanations, the unhurried nature of meetings, knowledge of investment needs and a professional and impartial approach. The firm warns that investments can go up or down and that there is no guarantee of recovering the capital invested. It also maintains a fraud warning: if any communication seems unusual, it directs people to its Financial Crime Prevention team.

Location and contact

25 Gresham Street, London, EC2V 7HN