24 Wealth

Financial advice for individuals, families and businesses across the South of England

24 Wealth is a UK-based financial advice firm operating under the direction of Guy Ovenden, the company's founder. Its activity focuses on helping individual clients, families and businesses understand and organise their finances, with a stated focus on providing simple, clear and effective advice. The firm primarily serves clients in the South, South East, London and the Home Counties.

Guy Ovenden has over ten years of experience in financial services, according to information published by the company itself. His background includes supporting clients with retirement planning and investing for growth. The firm presents itself as a business led by its founder, with a direct and personalised approach.

A six-stage process

24 Wealth structures its advice methodology in six successive phases:

• Engagement: time is taken to understand the client's goals and what really matters to them, beyond purely financial aspects.
• Discovery: the client's current situation is reviewed, including income, outgoings, assets and commitments.
• Planning: what works is assessed, improvements are identified and a plan is built around the stated goals.
• Presentation: recommendations are explained in plain English and the best way forward is agreed.
• Implementation: the firm handles the details and puts the plan into motion with care and efficiency.
• Ongoing review: as circumstances change, the plan is reviewed and adjusted regularly so that it continues to meet the client's needs.

Investment and wealth management services

In the area of investments, 24 Wealth advises on Stocks & Shares ISAs, General Investment Accounts (GIAs), investment bonds, unit trusts and OEICs, Discretionary Fund Management (DFM) solutions and structured products.

Retirement planning

The firm offers advice on personal pensions, Self-Invested Personal Pensions (SIPPs), workplace pensions, pension transfers and consolidation, annuities and drawdown arrangements.

Protection and insurance

In the area of protection, 24 Wealth works with life insurance, critical illness cover, income protection, family income benefit and business protection solutions, including key person insurance, shareholder protection and Relevant Life Plans.

Mortgages and property finance

The firm advises on residential mortgages, buy-to-let mortgages, remortgages, commercial mortgages, bridging loans and equity release through lifetime mortgages or home reversion plans.

Estate and tax planning

24 Wealth offers estate and trust planning strategies, inheritance tax planning, long-term care planning solutions and tax-efficient strategies including Venture Capital Trusts (VCTs), Enterprise Investment Schemes (EIS/SEIS) and offshore investments where appropriate.

Regulatory structure and geographic coverage

24 Wealth Limited acts as an appointed representative of New Leaf Distribution Ltd, an entity authorised and regulated by the UK's Financial Conduct Authority (FCA). New Leaf Distribution has FCA number 460421 and its registered office at 165-167 High Street, Rayleigh, Essex SS6 7QA. 24 Wealth Limited has FCA number 1041964 and is registered in England with company number 16518805.

The firm states that it covers the South, South East, London and the Home Counties. The first meeting with clients is free of charge, according to the company itself.

Location and contact

Phone: 01243 217 024 · Email: guy@24wealth.co.uk