Christina Clegg Financial Planning Services

Independent financial advice in Barrowford

Christina Clegg Financial Planning Services is a firm of independent financial advisers operating as a trading style of Throgmorton Capital Management Limited, an entity authorised and regulated by the Financial Conduct Authority under number 827982. The company focuses on providing independent financial advice to private clients, with an approach that the firm itself describes as straightforward and uncomplicated.

Throgmorton Capital Management took over the business in March 2025. Previously, the business was owned and managed by Christina Clegg, who remains part of the business advising both new and existing clients. Clegg has been a financial adviser since 1994 and, since 2009, has run her own independent financial advice business. Throughout her career she has worked for some of the country's biggest banks and building societies, experience which, according to the firm, gives her a real insight into how financial advice is provided.

Financial planning services

The firm structures its offering into several areas of advice:

• Pensions: pension reviews, pension transfers, options at retirement, defined benefit and final salary pensions, and probate services and consultancy.
• Savings and investments: investment and risk advice, investment assets and investment options.
• Estate planning: wills, lasting powers of attorney, trusts, inheritance tax planning and executor, attorney and trustee services.
• Protection: business protection, income protection and life cover.

The company offers a free initial meeting with no obligation with an independent financial adviser, as well as a free pension review and a free initial review of estate planning arrangements. The website states that the initial meeting is an opportunity to get to know each other and to understand the client's financial needs.

Recognition and ratings

The firm states that it has been rated as one of the UK's best independent financial advisers by the national website VouchedFor for eleven consecutive years, based on customer satisfaction scores given by its clients. In 2025, the site states that the firm ranked number 14 out of 2,633 financial advisers in the UK based on VouchedFor client reviews. The company says it has received almost 400 five-star reviews. In addition, the site shows a rating of 4.8 on VouchedFor.

Team

The firm's team is made up of professionals with different responsibilities and qualifications:

• Christina Clegg, Dip PFS EFA, independent financial adviser.
• Garth Ellison, FPFS, chartered independent financial adviser.
• Mhairi Flynn, Dip PFS BA (Hons), paraplanner.
• Sarah Ellison, paraplanner.
• Phil Clegg, BA (Hons), marketing manager.
• Rachel Newby, office manager.
• Jodie Stocker, administrator.

The site also mentions Molly and Betty in the security section.

Informative content and resources

The firm's website includes an FAQ section and informative materials on topics such as how to find a good independent financial adviser, how to check if an adviser is authorised, what free advice they offer, what qualifications they hold, how to know if they treat customers fairly, what you get from an ongoing service agreement, what the first steps in a pension review are, how to avoid scams, what the Pension Protection Fund is and what a SIPP is. It also publishes news and current financial articles.

Transparency and compliance

The firm details on its website policies on treating customers fairly, online access to investments, privacy, code of ethics, corporate and social responsibility, and equality and diversity. It also states that Christina Clegg Financial Planning Services is a trading style of Throgmorton Capital Management Limited, authorised and regulated by the Financial Conduct Authority under number 827982 and registered in England with company number 11557030.

Location and contact

First floor Unit 8 Vantage Court Riverside Business Park Barrowford BB9 6BP · Email: enquiries@ccfps.co.uk