Community College Opportunity Grant (CCOG)
The Community College Opportunity Grant, or CCOG, helps New Jersey residents pursue their first associate degree at a state community college. It is last-dollar aid: after other grants and scholarships are applied, it covers remaining tuition and approved educational fees, up to 18 credits per term. “Tuition-free community college” does not include housing, transportation, books, or every student expense, and out-of-county tuition may leave a balance.
About Community College Opportunity Grant (CCOG)
The Community College Opportunity Grant, or CCOG, helps New Jersey residents pursue their first associate degree at a state community college. It is last-dollar aid: after other grants and scholarships are applied, it covers remaining tuition and approved educational fees, up to 18 credits per term. “Tuition-free community college” does not include housing, transportation, books, or every student expense, and out-of-county tuition may leave a balance.
The current page sets an adjusted gross income range of $0 to $65,000, at least six credits per semester, and New Jersey residency. Students must file FAFSA or the state alternative application each year by the applicable deadline. If attending outside their home county, CCOG calculates aid using the in-county tuition rate and does not cover additional out-of-county charges. Compare local costs before choosing a campus.
The application connects to FAFSA or the NJ Alternative Financial Aid Application; students who filed either are automatically considered for CCOG if eligible, but should check NJFAMS and provide any documents requested. For 2026–27, HESAA set September 15, 2026, for new fall-and-spring applicants; as of October 13 it has passed. Students beginning only in spring 2027 may apply through February 15, in addition to completing NJFAMS tasks. An incomplete file does not reserve funding.
The application connects to FAFSA or the NJ Alternative Financial Aid Application; students who filed either are automatically considered for CCOG if eligible, but should check NJFAMS and provide any documents requested. For 2026–27, HESAA set September 15, 2026, for new fall-and-spring applicants; as of October 13 it has passed. Students beginning only in spring 2027 may apply through February 15, in addition to completing NJFAMS tasks. An incomplete file does not reserve funding.
To estimate the real cost, ask the institution for a written breakdown of tuition, fees, housing, and expenses the award does not cover. Confirm renewal, academic-progress rules, and when funds are credited. Keep the award letter and application receipts.
College scholarship and financial-aid program