Garden State Guarantee (GSG)
The current state page sets the main band at New Jersey residency, adjusted gross income from $0 to $65,000, at least 12 credits per semester, a first bachelor’s degree, and satisfactory academic progress. Class standing is determined by accumulated college credits; ask your institution how transfer and prior credits are counted.
About Garden State Guarantee (GSG)
The Garden State Guarantee (GSG) is part of New Jersey’s College Promise initiative for third- and fourth-year students pursuing their first bachelor’s degree at an in-state public four-year institution. It is separate from CCOG, which supports community-college study, and TAG, another need-based grant.
The current state page sets the main band at New Jersey residency, adjusted gross income from $0 to $65,000, at least 12 credits per semester, a first bachelor’s degree, and satisfactory academic progress. Class standing is determined by accumulated college credits; ask your institution how transfer and prior credits are counted.
GSG covers approved tuition and educational fees not met by federal, state, or other scholarship aid. It does not mean housing, meals, books, or transport are covered. Eligibility and funds may change, and a recent state report described limits on new awards in some higher-income tiers; check current HESAA guidance rather than an old brochure. File FAFSA or the NJ Alternative Financial Aid Application by the state deadline and review your NJFAMS record and campus package. Do not confuse the main $65,000 income tier with other budget rules. If you have 60–128 credits and plan to transfer, ask financial aid for a written review of your class year and remaining net cost.
Who it serves and what it can cover: The current state page sets the main band at New Jersey residency, adjusted gross income from $0 to $65,000, at least 12 credits per semester, a first bachelor’s degree, and satisfactory academic progress. Class standing is determined by accumulated college credits; ask your institution how transfer and prior credits are counted.
How to apply or get help: File FAFSA or the NJ Alternative Financial Aid Application by the state deadline and review your NJFAMS record and campus package. Do not confuse the main $65,000 income tier with other budget rules. If you have 60–128 credits and plan to transfer, ask financial aid for a written review of your class year and remaining net cost. For case-specific questions, contact the program or financial-aid office named on its official page.
Public student-aid program