Mutual of Omaha Mortgage

Mutual of Omaha Mortgage: mortgage loans for purchase, construction, and refinancing

Mutual of Omaha Mortgage, Inc. is a mortgage lender with NMLS ID 1025894 and headquarters in San Diego, California. The company presents itself as part of Mutual of Omaha, an organization that has served customers since 1909 and frames its mortgage activity under values of responsibility and care for the customer. Keller Home Loans is a division of Mutual of Omaha Mortgage, Inc.

Purchase and construction programs

The lender structures its loan offerings into several paths. For home purchase, it distinguishes between first-time homebuyers, second homes, investment properties, fixer-uppers, and relocations. It also offers specific construction financing, aimed at those who wish to build their home.

Refinancing and VA loans

In the refinancing section, the company details options such as cash-out refinancing, lowering monthly payments, and debt consolidation. For veterans, it has a specific line of VA loans covering purchase and refinancing, with its own informational materials.

Other loan options

The catalog also includes the MORE Rewards program, reverse mortgages, and home equity loans. The company also mentions a down payment assistance program called Mutual Assist DPA.

Tools and resources for customers

The site provides users with loan payment calculators, refinance calculators, home affordability calculators, amortization calculators, home equity calculators, and mortgage comparison calculators. It also offers a home valuation and search tool under the name MORE Home Valuation + Search Tool, which allows searching by monthly payment, viewing mortgage details, and seeing current home values. The company maintains a learning center with articles and FAQs on mortgage topics, and a real estate agent resource section that includes the Agent+ program.

Loan officer network and national presence

Mutual of Omaha Mortgage has mortgage specialists across the country, whom customers can locate through the loan officer search tool. The company also has a branch network and a third-party origination program.

Ratings and reputation

The site shows a rating of 4.86 out of 5 based on 102,218 reviews, and includes customer testimonials highlighting professionalism, communication, and speed in purchase and refinance processes, with specific mentions of veteran support.

Licensing and compliance

The company details state licenses, including the California Residential Mortgage Lending Act license (4131356), the Alabama Consumer Credit License (22123), the Alaska Broker/Lender License (AK1025894), the Arizona Mortgage Banker License (BK-0926603), the Arkansas Combination Mortgage Banker/Broker/Servicer License (109250), the Connecticut Mortgage Lender License (ML-1025894), the Delaware Lender License (028515), the DC Mortgage Dual Authority License (MLB1025894), the Florida Mortgage Lender Servicer License (MLD1827), and the Georgia Mortgage Lender License/Registration (46648), among others.

Location and contact

3131 Camino Del Rio North, Suite 1100, San Diego, CA 92108