Ability Ambeck Mortgage

Ability Ambeck Mortgage: mortgage loans in California's Central Valley

Ability Ambeck Mortgage is a division of American Pacific Mortgage Corporation (NMLS #1850) that operates as a full-service mortgage lender. The firm serves individuals, businesses, and investors seeking financing for home purchases, refinancing, or real estate investment. Its activity is concentrated in California's Central Valley, where it has branches in Ripon, Modesto, Turlock, and Oakdale.

Services and approach

The company presents itself as a full-service lender that works with individuals, businesses, and investors to achieve real estate goals. Among the services it mentions are home purchases, refinancing, and investment. The website includes a mortgage rate calculator and encourages users to explore the various loan packages available. According to its own account, any qualified loan officer can guide the client through the mortgage package options.

The firm also publishes informational content on its blog, such as a series on mortgage buy downs and tips for saving energy in fall and winter.

Presence and team

The company has several branches in California, all under the direction of Kevin Hawes as branch manager. The offices are located in Ripon, Modesto, Turlock, and Oakdale. In addition, the website mentions a branch in Morgantown (West Virginia). The team includes loan officers such as Michelle, Kevin, Mary, and Penny, whose names appear in the client testimonials published on the site.

Community commitment

Ability Ambeck Mortgage states that it invests time and resources in local initiatives, such as sponsoring neighborhood events, supporting local charities, creating charity events, and volunteering. The company states that its goal is to help create opportunities for families to thrive inside and outside their homes.

Client recognition

The site collects client testimonials that highlight the speed, efficiency, and clarity in communication of the loan officers, as well as the ease of the home buying process. The testimonials mention Michelle, Kevin, Mary, and Penny as professionals who accompanied clients during the process.

Regulatory information and licenses

Ability Ambeck Mortgage operates as a division of American Pacific Mortgage Corporation, with NMLS #1850. The company is licensed in several states, including California (DRE #01215943), Arizona (BK 0906702), Georgia, Oklahoma, Oregon, Nevada, and New Jersey. A license from the California Department of Financial Protection and Innovation under the CRMLA is also listed. The firm offers reverse mortgage loans to homeowners aged 62 or older, with specific conditions regarding deferred payment and borrower responsibilities. It does not operate in New York.

Locations and offices

Morgantown location: 1143 Steeplechase Dr., Morgantown, WV 26508

Ripon location: 580 N. Wilma Ave, Ste D, Ripon, CA 95366 · Phone: 209-599-8550

Modesto location: 220 Standiford Ave., Ste G & J, Modesto, CA 95350

Oakdale location: 136 N. Maag Ave., Ste B1, Oakdale, CA 95361

Turlock location: 1401 Geer Road, Turlock, CA 95380