
Allianz Travel Insurance
Allianz Partners offers travel insurance in the United States with plans for cancellation protection, emergency medical assistance, and rental car coverage, with 24/7 assistance.
About Allianz Travel Insurance
Allianz Partners Travel Insurance in the United States
Allianz Travel Insurance is the brand under which Allianz Partners offers travel insurance in the United States. The company presents itself as a global player in travel protection and states that it helps more than 55 million people each year. Its offerings are distributed online through quoting, comparing, and purchasing plans, and are aimed at U.S. residents.
Available Plans and Coverages
The catalog is organized into three main types: Single Trip, Annual, and Rental Car. The coverages described include reimbursement for prepaid, non-refundable trip expenses — flights, hotels, vacation rentals, and car rentals — when cancellation is for a covered reason; eligible meal, accommodation, and transportation expenses during a covered delay; medical care following a covered emergency during the trip, with the possibility of arranging and paying for a medical evacuation; and protection for a rental car against damage, even minor damage, which can amount to hundreds of dollars.
The company also mentions an upgrade called Cancel Anytime and proactive SmartBenefits. The plans combine insurance benefits and assistance services; non-insurance assistance services are provided through AGA Service Company.
Assistance and Hospital Network
The company offers a 24-hour telephone assistance line for personalized support in a crisis and states that it has a worldwide network of prescreened hospitals. The Allyz® app complements the service with real-time security alerts, a trip organizer, and a hospital finder.
Coverage Alerts and Exclusions
The site publishes coverage alerts that classify certain events as "known and foreseeable" for insurance purposes. These include the war in the Middle East known as of February 28, 2026, which affects available coverage and may limit assistance services in the region. The plans do not cover losses resulting directly or indirectly from war or acts of war, and the company warns that a plan should not be purchased to cover such losses. Other terms, conditions, and exclusions apply, including those related to pre-existing conditions.
Structure, Distribution, and Backing
Insurance benefits are underwritten by BCS Insurance Company (administrative office in Oakbrook Terrace, Illinois) or Jefferson Insurance Company (administrative office in Richmond, Virginia), depending on the state of residence and the plan chosen. Distribution is handled by AGA Service Company, an authorized producer and administrator and a subsidiary of Jefferson Insurance Company. Allianz Travel Insurance is a brand of AGA Service Company, which operates as Allianz Partners or its affiliates. The parent company, Allianz SE, is presented as the top insurance brand in the world, which according to the company provides scale and stability.
The plans are only available to U.S. residents and may not be offered in all jurisdictions. The company states that it compensates its providers or agencies for allowing their products to be marketed to these clients.
Traveler Resources
The site gathers guides and articles on how travel insurance works, the Cancel Anytime upgrade, rental car insurance coverage, purchase deadlines, annual insurance, travel apps, emergency medical coverage, and destination guides, including one dedicated to Croatia.
Location and Contact
9950 Mayland Drive, Richmond, VA 23233 · Phone: 800-284-8300 · Email: customerservice@allianzassistance.com
Travel Insurance