LeaderOne Financial

LeaderOne Financial, a mortgage lender licensed in nearly all of the United States

LeaderOne Financial Corporation is a mortgage lending company that presents itself as "your ONE home loan partner." According to the data it publishes, it has more than 33 years helping families across the country and is licensed in 49 states plus the District of Columbia. Its activity is aimed both at first-time homebuyers and at homeowners looking for a second home, refinancing their mortgage, or investing in real estate.

Loan programs and client profiles

The company structures its offering into four main paths: home purchase, refinancing, tapping into accumulated home equity, and a catalog of loan programs. Among the products detailed on its website are VA loans, aimed at veterans and military families; Non-QM loans, designed for profiles such as self-employed individuals, 1099 income earners, or people with multiple sources of income; and DSCR loans for rental investors. It also addresses the use of bridge financing to buy a home before selling the current one, and down payment assistance programs that seek to reduce the entry barrier for new buyers.

Tools and resources for applicants

The company maintains a resources section with a mortgage calculator, glossary of terms, loan approval checklist, and FAQs. It also publishes a blog with articles on the buying process, refinancing, capital markets, regulatory changes such as the new UAD 3.6 appraisal process, and real estate investment strategies. The application can be started online or through a loan officer, and the company offers the possibility of requesting a rate quote.

Service structure and branch network

LeaderOne Financial has a branch directory and a loan officer directory, reflecting a distributed network rather than a single central office. The corporate headquarters is located in Overland Park, Kansas. General phone support is available Monday through Friday, 8:00 AM to 5:00 PM. The company also maintains a servicing center for post-closing matters, such as appraisal transfers or reconsideration of value requests, and a TPO wholesale channel.

Recognition and corporate activity

The company publicizes milestones such as its inclusion in Scotsman Guide's top mortgage lenders ranking for 2026, in the retail, FHA, and VA lending categories. It also reports the designation of Kimberly Palmer, executive vice president and chief operations officer, as a 2025 HousingWire Insider, and the return of the Carr Mortgage team to Wichita, Kansas. In the community sphere, it mentions its LAH Foundation and its support for the organization Defenders of Freedom.

Customer ratings and industry presence

The site shows more than 25,000 five-star reviews and collects testimonials from clients, employees, and real estate agents. Among them is agent Paige McLaughlin, of RE/MAX Alliance, who highlights the team's communication and reliability, and a client who credits a loan officer with saving $90,000. The company also presents itself as a partner to real estate agents, with support programs for industry professionals.

Location and contact

7500 College Blvd. Suite 1150, Overland Park, KS 66210 · Phone: 800-270-3416 · Email: contactus@leader1.com · Hours: Mon-Fri 8:00AM - 5:00PM