National Barbers Insurance

Professional liability insurance for barbers in the United States

National Barbers Insurance is an insurance program designed for barbers and men's grooming professionals at any stage of their career. The entity presents itself as an option backed by an A (Excellent) rating and by industry companies, and markets professional and general liability policies tailored to barbering activities.

Policy types and published prices

The site details three coverage options, with the rates the entity itself displayed at the time of analysis:

• Two-year policy: rate of $149 per year, with the same benefits as the annual policy.
• One-year policy: $169 per year, with instant coverage and immediate certificate.
• Student policy: $49 per year, presented as the most comprehensive and affordable coverage in the industry for students.

Coverages included in each policy

According to the entity's information, each policy includes professional and general liability with limits of $2 million per occurrence and $3 million per year, personal and advertising injury coverage of $2 million per year, identity theft protection of $25,000, and occurrence form coverage, which the company describes as the industry's preferred choice.

Member benefits and training resources

Membership includes 10% off Barber Strong apparel, exclusive discounts on Ivan Zoot's career education books, access to ACA-related health insurance at reduced prices, and savings on dental and vision plans. The entity values the additional benefits at more than $750. It also offers a resource center with guides on renting a barber suite, industry salaries, professional use of social media, and barber school training, along with a blog on trends and career tips.

National coverage and covered services

The program declares coverage in all 50 states, more than 500 barber and wellness services covered, and mobile coverage for practicing in different locations. Underwriting is handled through Healthcare Professionals Purchasing Group, LLC, with Gallagher Affinity Insurance Services, Inc. as a 50-state licensed broker and as an excess and surplus lines broker. Professional and general liability coverage is underwritten in the surplus lines market by a company rated A (Excellent) by A.M. Best. The identity protection plan is managed by Identity Fraud, Inc., based in Walnut Creek, California.

Corporate structure and ownership

National Barbers Insurance presents itself as a Gallagher company. The master liability policy is issued to Healthcare Professionals Purchasing Group, LLC, an entity created for health, wellness, and beauty professionals and students, which does not act as an insurer. The address of this entity is 8430 Enterprise Circle, Suite 200, Lakewood Ranch, Florida.

Location and contact

8430 Enterprise Circle Suite 200, Lakewood Ranch, FL 34202