Bernauer Insurance Agency

Bernauer Insurance Agency is a family-owned independent agency founded in 1986. Its official pages describe auto coverage and comparison across multiple carriers, with Pat Bernauer based in Lakeville and Spencer Bernauer serving Minneapolis and the surrounding Twin Cities. The Minneapolis contact is an appointment-based office identified by the agency as Northeast Minneapolis, ZIP code 55413; the agency does not publish a street address there. The state licensing record gives the agency’s Lakeville business address as 10150 234th Street East, Lakeville, Minnesota 55044.

The state’s Sircon consumer record identifies the legal agency as P Bernauer Agency Inc. and shows agency license 40897266 as active through October 31, 2027. Spencer P. Bernauer’s resident producer license 40492129 is active through November 30, 2027, with active Property and Casualty qualifications. These records establish licensing status on the date checked, not that every insurer or policy will fit a particular driver. Ask who will handle the quote and confirm the actual carrier and coverage in writing.

Google Maps, checked directly on September 28, 2026, displayed 4.9 out of 5 from 25 reviews for the agency’s Lakeville listing. The Northeast Minneapolis office does not have its own separate rating. The visible reviews discuss long-term service, communication and responsiveness; they do not verify claim outcomes or establish an automobile-specific score. Treat them as customer accounts, not a quality guarantee.

The published phone for Spencer’s Minneapolis service is 952-956-2502; Pat’s Lakeville line is 952-457-5894. The agency website lists Monday–Friday, 8:30 a.m.–5 p.m., Saturday by appointment and Sunday closed. Google Maps shows the Lakeville listing closed on weekends. Call before visiting: Minneapolis meetings are by arrangement, and posted office hours do not promise an immediate appointment.

Google review excerpts: Three visible Google reviews discuss long-term insurance service, clear communication and prompt responses. They concern the agency generally and do not establish auto-claim outcomes.

Sources: Bernauer Insurance Agency | Lakeville | All of Minnesota Since 1986 · Insurance Agency in Northeast Minneapolis | Bernauer Insurance Agency · Minnesota Auto Insurance Agents | Bernauer Insurance Agency · Contact Pat and Spencer | Bernauer Insurance Agency · Minnesota License Inquiry Service | Sircon · Google Maps: Bernauer Insurance Agency