Molly Dean Team

Molly Dean Team, mortgage experts in Kansas City

Molly Dean Team is a mortgage origination team operating in the Kansas City area, presenting itself as a specialist in home financing for local buyers. The team operates under the LeaderOne Financial structure, as indicated by the corporate email address of its founder, and its activity focuses on guiding clients throughout the entire mortgage loan process, from pre-approval to closing.

Available loan programs

The mortgage product lineup offered by the team covers the main types in the U.S. market:

• Conventional Mortgage
• FHA Mortgage
• VA Mortgage
• USDA Mortgage
• Jumbo Mortgage
• Renovation Mortgage

The company states that it offers multiple loan products, which broadens the options for its clients, and mentions competitive rates and low fees as part of its offering.

Tools and resources for buyers

The website provides users with several free simulation and financial analysis tools. These include a Rent vs Buy Calculator, an Affordability Calculator, an Early Payoff Calculator, a Rate Buydown Calculator, a Mortgage Payment Calculator, a Mortgage Comparison Calculator, a DSCR Investor Calculator, a Refinance Comparison Calculator, an Adjustable Rate Mortgage Calculator, as well as specific calculators for VA, jumbo, FHA, conventional, USDA, and 203k Renovation loans.

Additionally, the team offers a step-by-step guide for first-time home buyers, a mortgage glossary of terms, and video resources. It also publishes information on today's mortgage rates, purchase pre-approval, and refinance analysis.

The mortgage process, step by step

The firm describes the loan journey in six stages: Documentation, Appraisal, Initial Underwriting, Conditional Approval, Clear To Close, and Closing. In the first phase, the critical documents to start the file are collected; then the appraisal is conducted to confirm the home's value; underwriting verifies the accuracy and authenticity of the information; conditional approval is granted when the underwriter gives the go-ahead under certain conditions; the clear-to-close phase confirms that all documentation has been provided and all conditions have been met; and closing culminates with the signing of the final documents and the delivery of the keys.

Team profile

Molly Dean, founder of the team, identifies herself as a mortgage banker with NMLS #259721 and notes that she began her career in mortgage banking in 2003. According to her presentation, her goal is to create a lasting relationship with clients and referral partners. The team is completed by Kenny Slavens, Ryan Stoll, Kelsey Anderson, Paige Dalton, Lindsay VanSteenburgh, Jonnie Cervantes, Amy Dzialo, Josh Clark, Jaime Criswell, Delaney Bates, and Erin Graham.

Service approach

The company maintains that the mortgage process is often complex and confusing for many people, and that its job is to simplify it through personalized loan options. It states that its priority is the client's best interest and that it seeks to offer a customized experience, with suitable programs and favorable terms. The firm also highlights the trust that clients and real estate agents place in it.

Location and contact

Phone: (913) 710-6445 · Email: mdt@mollydeanteam.com