Crestmont Capital

Crestmont Capital: business financing in all 50 states

Crestmont Capital is a business financing entity based in Irvine, California, operating in all 50 states. According to its own presentation, it has provided more than $2.9 billion in financing to over 5,000 businesses, spans more than 500 industries, and has over ten years of activity. The firm presents itself as a qualified lender with an A+ BBB rating and claims to have been recognized as the number one business lender in the country.

Equipment financing products

The company offers flexible programs to finance new and used equipment, with low fixed rates and application-only funding available for amounts up to $250,000. This line includes equipment leasing, equipment lines of credit, vendor financing, and capital equipment financing. Commercial aircraft financing and leasing is also included.

Commercial and small business financing

Commercial financing encompasses products structured according to each client's needs, including capital equipment financing, commercial real estate financing, and commercial lines of credit. For small businesses, the entity offers loans designed to drive growth, without requiring a perfect credit history, with a streamlined process that aims to deliver funds quickly.

Lines of credit and working capital

The company offers business lines of credit with flexible terms, no hidden fees, and fast approvals. The site indicated that it was possible to qualify for a line of up to $100,000 in minutes. The offering is completed with invoice financing, merchant cash advances, revenue-based financing, SBA loans, traditional term loans, and unsecured working capital loans.

National coverage and industries served

Crestmont Capital funds small businesses in all 50 states, with a financing range from $5,000 to $5 million. The firm states that it serves all types of industries, including restaurants, contractors, retailers, healthcare providers, and truckers. It also offers loans for businesses with bad credit and evaluates the applicant's full picture beyond their credit score.

Application process and approval speed

The process is completely online, with no branch visits or large volumes of paperwork. Most applicants receive a decision within 24 hours and funds can be deposited into the account in as little as one business day. The company also mentions same-day financing and purchase order financing among its products.

Founding and track record

The firm was founded in 2015 and, since then, has focused on filling the gap that traditional banks do not serve. Its product portfolio includes asset-based solutions and capital equipment financing, as well as bridge loans and vendor financing.

Location and contact

400 Spectrum Center Drive, Irvine, CA 92618 · Phone: (800) 949-0401