Continental Finance | Revel

Continental Finance and the Revel Mastercard

Continental Finance, LLC is the company that provides services for the Revel Mastercard credit card, issued by The Bank of Missouri, Member FDIC, under license from Mastercard International. The company is not a bank: the issuing bank is identified on the back of the card and in the cardholder agreement. Its activity focuses on the management and servicing of this credit card, with online tools and customer service.

Features of the Revel Mastercard

The Revel Mastercard comes with an initial credit limit of up to $1,000. It can be used at any establishment where Mastercard is accepted, for everyday purchases, dining, and travel. According to the information on the site, responsible use—on-time payments and keeping the balance below the limit—can help rebuild or improve the cardholder's credit score.

The card includes Mastercard Zero Liability Protection, which exempts the cardholder from liability for unauthorized charges. With this coverage, the user is only responsible for purchases they make, providing peace of mind for in-store, online, or international purchases.

Reporting to credit bureaus

The Bank of Missouri, the card issuer, accepts applications from people with imperfect credit history. Continental Finance, as the servicer, reports payments monthly to the three major credit bureaus in the United States: TransUnion, Experian, and Equifax. This reporting makes the card a tool for those looking to rebuild their credit.

Tools and account management

Cardholders can manage their account through the Online Account Management system, which allows them to view statements, make payments, check due dates, and access other relevant information. There is also a mobile app to manage the account from any device. Additionally, a Credit Protection program is available to all Revel cardholders.

Application and activation

The application can be made online from the website. The process requires full name as it appears on official documents, Social Security number, date of birth, and physical address; P.O. boxes are not accepted. This information is required by federal law to verify the applicant's identity and to check credit bureau data, which is used along with other information such as monthly income to evaluate the application. In most cases, the decision is instant, though in some cases it may take up to 30 days if additional information is needed. Once approved, the card and welcome materials are mailed within three business days.

Activation can be done online, through the website indicated on the back of the card, or by phone by calling from the number provided in the application to the toll-free number printed on the sticker affixed to the card, within 30 days of receiving it.

Frequently asked questions and customer service

The site includes a frequently asked questions section that addresses who the issuing bank is, how to apply for the card, decision and delivery times, the activation process, and online management. Online account management allows you to make payments, enroll in electronic statements, view recent transactions, previous statements, payment history, and balance, with access available 24 hours a day, 7 days a week.

For lost or stolen cards, the company advises calling 833-817-3433. For general inquiries, customer service is available at 1-866-449-4514.