Chase

Chase: personal, mortgage and business banking online

Chase is a financial institution operating under JPMorgan Chase Bank, N.A., a subsidiary of JPMorgan Chase & Co. Its online platform allows you to manage accounts, view statements, monitor activity, pay bills and transfer funds from one central place. The institution serves millions of people with a broad range of products and services, and has more than 14,000 ATMs and 5,000 branches, according to information published on its site.

Deposit accounts: checking, savings and certificates

In the checking accounts section, the institution offers Chase Total Checking®, with an offer aimed at new customers. Account holders can make purchases with a debit card and bank by phone, tablet or computer. For savings, Chase offers savings accounts and certificates of deposit (CDs), with the possibility of checking current interest rates.

Credit cards and access to credit history

Chase has personal and business credit cards. Many of them include rewards redeemable for cash back or travel-related perks. The institution also offers Credit Journey, a tool that allows you to get your credit score for free, and a preapproval system to check eligibility before applying for a product.

Mortgages, refinancing and home equity

The home lending area covers buying a home, refinancing and using your home's equity through a cash-out refinance or a home equity line of credit (HELOC). The website allows you to view today's mortgage rates, use mortgage calculators and access an education center. Mortgage preapproval can be started online.

Auto financing

Chase Auto offers financing for new and used vehicles, with a payment calculator to estimate monthly payments and an education center focused on buying a car.

Business services

Chase for Business brings together all-in-one services and guidance from a team of professionals. It includes business checking accounts, payment acceptance through merchant services, small business loans and business credit cards, as well as a business resource center.

Investing and retirement planning

Through J.P. Morgan, the institution offers investment services, either on your own or with guidance from an advisor. The offering includes investment products, technology, investment education, retirement planning and IRAs, as well as education planning. Investment and insurance products are not insured by the FDIC or any federal government agency, are not deposits or other obligations of, or guaranteed by, JPMorgan Chase Bank, N.A. or any of its affiliates, and are subject to investment risks, including possible loss of the principal amount invested.

Chase Private Client and security

Chase Private Client is aimed at customers seeking a personalized relationship, with no everyday banking fees, priority service from a dedicated team and special perks and benefits. The institution also maintains a security center with features to protect your information and money, guidance on financial abuse of older adults and alerts about common tricks scammers use. The website recommends contacting them right away if you see unauthorized charges or believe your account was compromised.

Experiences, travel and other services

Chase Experiences gives access to sports, entertainment and culinary events, with partnerships such as the US Open, Madison Square Garden and Chase Center. The institution also offers Chase Travel, with travel bookings, inspiration, hotel picks and restaurant guides, as well as corporate travel solutions. Additional services include mobile and online banking, Zelle®, a student center and the ability to view the Community Reinvestment Act (CRA) public file with the bank's latest rating.