VanDyk Mortgage Corporation

VanDyk Mortgage Corporation, national mortgage lender headquartered in Grand Rapids

VanDyk Mortgage Corporation is a mortgage entity with corporate headquarters in Grand Rapids, Michigan, that presents itself as a national lender. Its activity focuses on originating mortgage loans for home purchase and refinancing, serving both future homeowners and those who already have a mortgage. The company states that it has been operating since 2006 and that its activity extends to multiple states, although it does not detail which ones in the material analyzed.

Mortgage products for home purchase

The acquisition loan catalog includes conventional options, FHA loans, rural housing financing through the USDA program, and adjustable-rate loans. The company also offers specialty loans, among which it mentions Veteran Affairs (VA) loans and adjustable-rate loans. For each of these lines, the site allows you to locate a loan originator and submit an application online.

Refinancing and cash-out refinancing

In the refinancing section, VanDyk Mortgage distinguishes between standard refinancing and cash-out refinancing. The company presents this option as a way to review the terms of an existing mortgage and, in the case of cash-out, obtain liquidity from the accumulated equity in the home. The site includes a specific calculator for this type of transaction.

Calculation tools and resources for applicants

The company makes available to users a broad set of financial calculators: general mortgage, refinance, affordability, rent vs. own, cash-out refinance, debt consolidation, early payoff, temporary payment reduction (2-1 buydown), annual percentage rate (APR), tax savings, prepayment, and payment amortization. In addition, it offers informational resources such as a pre-approval checklist, a homebuyer's guide, a mortgage roadmap, and material on how credit works.

Customer service and loan management

VanDyk Mortgage facilitates locating a loan originator to handle inquiries and support the process. The site also enables payment of installments and has a specific channel for managing existing loans. The company declares a commitment to clear communication during processing, explaining available options, and supporting the applicant throughout the process.

Corporate structure and leadership team

The company is chaired by its founder, Thomas L. VanDyk, who serves as chairman of the board. Jeanie Nivison serves as CEO, Jon Barnes as president, and Justin McDowell as chief financial officer. Caitlyn VanDyk and Ryan VanDyk are listed as executive vice presidents. The company highlights that Jonathon Barnes and Lindsey Kuhnle, president and head of lending respectively, were recognized in 2023 among industry professionals included in the National Mortgage Professionals' 40 Under 40 list.

Activity and presence

The company declares mortgage origination activity since 2006 and identifies itself as a licensed lender in several states, without specifying the complete list in the material analyzed. Its corporate headquarters is located in Grand Rapids, Michigan, and the site offers information on licensing and compliance policies, including a fair lending policy and privacy notices. The company also publishes job openings oriented to the mortgage industry.

Location and contact

3035 2449 Camelot Ct SE, Grand Rapids, MI 49546 · Phone: 888-482-6395