Stockton Mortgage

Stockton Mortgage, residential mortgage financing in Frankfort, Kentucky

Stockton Mortgage is an entity specializing in residential mortgage loans that guides its clients through home purchase, refinancing, construction, and renovation. The company presents itself as a lender with the capacity to compete with large operators while at the same time offering the personal touch of a small team. Its activity is identified by registration number NMLS 8259 and it operates as an Equal Housing Lender.

Mortgage products for purchase, new construction, and renovation

Stockton Mortgage's catalog covers a broad spectrum of residential financing. It includes conventional loans and government-backed loans: FHA, VA, USDA, and jumbo. It also offers specialized programs such as bank statement loans for self-employed workers, renovation and construction-to-permanent financing, home equity lines of credit (HELOC) and home equity loans, loans for small farms or hobby farms, and investment property loans.

The company serves both first-time and repeat buyers, as indicated by its own presentation.

Company profile and track record

Founded by David Stockton in 2001, the firm has grown from a small team to more than 300 professionals in mortgage sales, compliance, operations, and marketing. Its headquarters is in Frankfort, Kentucky, and the company states it has a network of offices, as well as loan officers distributed across different areas. The company is listed as a BBB accredited business.

Tools for applicants

Stockton Mortgage's website offers indicative calculators to estimate the monthly payment, mortgage budget, and potential savings from a refinance. These tools allow users to input variables such as home price, interest rate, down payment percentage, loan term, annual income, and monthly debts. The entity itself warns that these are estimates and not legal commitments, and that interest rates change frequently.

Reviews and customer service

The company displays on its website an average rating of 4.9 out of 5 based on 14,199 total reviews, with specific scores on Google Reviews (4.9 with 1,106 reviews), Zillow (5 with 565 reviews), and BirdEye (4.9 with 9,200 reviews). The testimonials collected highlight the team's patience, clear communication during the process, and prompt responses.

Complementary services and resources

Alongside financing, Stockton Mortgage maintains a resources section with a blog, FAQs, guides, and a glossary, as well as information on the reconsideration of value program, borrower servicing requests, and address confidentiality programs. The company also offers telephone support through 888.914.2276 and a loan officer and office locator.

Location and contact

88 C. Michael Davenport Blvd. Suite 1, Frankfort, KY 40601 · Phone: 888-914-2276