Christopher Langston - Mortgage Investors Group

Christopher Langston, Branch Manager and Mortgage Loan Officer at Mortgage Investors Group

Christopher Langston is a branch manager and loan officer at Mortgage Investors Group (MIG), a Tennessee-based entity that offers residential financing in several southeastern U.S. states. His NMLS identification number is 1967222 and he holds state licenses in Alabama (79595), Arkansas (122982), Florida (LO76633), Georgia (1967222), Mississippi (1967222), North Carolina (I-193715), South Carolina (MLO-1967222), Tennessee (211476), Kentucky (MC748366), and Virginia (MLO-69385VA).

Available Loan Programs

The loan offering includes conventional, FHA, VA, USDA, and refinance programs. Conventional loans are private and not government-insured, while FHA loans are government-insured and offer low down payments and more flexible qualification requirements. VA loans, guaranteed by the Department of Veterans Affairs, require no down payment and have flexible terms for veterans and military members. USDA loans offer no down payment and low interest rates for buyers in eligible rural areas. Refinancing allows you to replace an existing mortgage to lower rates, change terms, or access accumulated home equity.

In addition, tailored solutions are offered such as first-time home buyer programs, jumbo loans, non-QM loans, home equity lines of credit (HELOC), rate buydowns, adjustable-rate mortgages, the Lock, Shop and Save program, and reverse mortgages.

Tools and Educational Resources

The MIG website makes a series of mortgage calculators available to users: affordability calculator, mortgage payment calculation, rent vs. buy calculator, buydown calculator, comparison of two loans, refinance analysis, proceeds from the sale of a home, adjustable-rate mortgage analyzer, and comparison of bi-weekly versus monthly payments. A mortgage application timeline calculator is also included.

The education center offers guides on the homebuying process, using accumulated equity, credit information, and a glossary of mortgage terms. Concepts such as amortization, escrow, private mortgage insurance (PMI), and title insurance, among others, are covered.

Services for Business Partners

MIG has a builder program and a national affinity program, aimed at business partners looking to offer financing solutions to their clients or members.

Mortgage Investors Group Background

Mortgage Investors Group has been operating since 1989 and is dedicated to residential financing in the southeastern United States. The company is headquartered in Tennessee and offers its services in several states in the region. The website indicates that not all programs are available in all states and that some may not be accessible to first-time home buyers.

Contact and State Coverage

Christopher Langston serves clients through the MIG platform and offers a virtual or phone meeting to discuss financial details and determine the most suitable loan program. The parent company, Mortgage Investors Group, has NMLS #34391 and licenses in Alabama (20305), Arkansas (36410), Colorado (34391), Florida (MLD1770), Georgia (11640), Kentucky (MC21759), Mississippi (34391), Montana (34391), North Carolina (L-136019), South Carolina (MLS-34391), Tennessee (34391), and Virginia (MC-7657).

Location and Contact

Phone: (865) 851-5723 · Email: christopher.langston@migonline.com