Advantage Law

Advantage Law: legal defense against debt and creditors in the United States

Advantage Law is the trade name (DBA) of the firm The Law Firm of Higbee & Associates. The firm focuses its practice on helping individuals resolve debt situations and defend themselves against creditor claims and lawsuits. According to its own presentation, it has worked since 2006 to remove obstacles to its clients' success and has litigated more than 1,000 cases.

The firm distinguishes itself, in its own words, from debt consolidation or debt negotiation companies with no legal component: its legal team is qualified to represent clients in court, negotiate settlements and protect them from harassment by collectors.

Areas of Practice

The site lists six service lines:

• Debt Relief: customized plans aimed at paying off debt sooner and at lower cost.
• Debt Defense: representation against debt collection lawsuits.
• Expungement: removal or sealing of criminal records.
• Intellectual Property: protection of intellectual property rights.
• FCRA: claims arising under the Fair Credit Reporting Act.
• FDCPA: defense against violations of the Fair Debt Collection Practices Act.

Service Model and Coverage

The firm states that it serves clients in all 50 states and assigns each client an attorney licensed in their own state, so that representation complies with local regulations. The firm only accepts matters in jurisdictions where it is authorized to practice.

The onboarding process described on the website consists of three steps: a free, no-obligation phone consultation, a review of the client's situation to determine viable options, and presentation of those options so the client can choose the one that best fits their goals.

Firm Profile and Track Record

Advantage Law reports having served more than 100,000 clients. It also notes that it has maintained an A+ rating from the Better Business Bureau for twelve consecutive years, a fact the firm itself attributes to its activity under the name The Law Firm of Higbee & Associates.

According to its presentation, the firm combines technology and personalized service: clients can communicate by phone, text message or email, and follow their case through an online portal.

Informational Content and Resources

The website publishes articles written by its attorneys on current debt and collection topics. These include analyses of the volume of debt collection lawsuits in the United States — with Pew Charitable Trusts figures placing it at up to 4.7 million lawsuits per year —, the rise in household debt, and consumer rights when dealing with collectors, including the communication known as Mini-Miranda. It also includes a video section with explanations of the debt resolution program, the tax implications of forgiven debt, and recommendations for newly enrolled clients.

Stated Legal Disclaimers

The site states that its content constitutes attorney advertising and not legal advice tailored to each situation. It clarifies that statistics about clients, success rates and years with an A+ rating from the Better Business Bureau also correspond to the period when it operated exclusively as The Law Firm of Higbee & Associates, and that past results do not guarantee future results. The photographs on the site, except those on the "About" page, do not depict real clients or attorneys.