ZenBusiness

ZenBusiness: business formation and AI-powered guidance

ZenBusiness is a U.S. platform designed for those who want to start or grow a business. Its offering combines formal business formation with an AI assistant called Velo, which provides personalized guidance based on the stage the entrepreneur is at. The company states it has formed more than 950,000 businesses and operates in all 50 states and Washington, D.C.

Business formation and legal protection

The core service is the creation of an LLC, S-Corp, or C-Corp. ZenBusiness handles submitting the paperwork to the state, checking the availability of the business name and domain, and delivering the required documents. The company states that every filing comes with a 100% accuracy guarantee and that the process can be completed in minutes. It also offers a premium registered agent service and an operating agreement, along with ongoing compliance alerts and filings.

Velo, the AI assistant

Velo is an AI guide that supports users at different stages: from exploring a business idea to the day-to-day management of an operating company. According to the platform, Velo can generate a step-by-step plan, estimate costs and requirements, and answer questions about the most suitable business structure. The tool draws on ZenBusiness's experience forming nearly a million businesses and does more than offer advice: it also handles filings, tracks deadlines, and completes submissions. Access to Velo is free on all packages.

Packages and pricing

ZenBusiness structures its offering into three tiers. The Starter package costs $0 plus state filing fees and includes business name availability search, filing of the articles of organization, and the accuracy guarantee. The Pro package costs $199 per year plus state fees and adds one-business-day processing, required documents, and ongoing compliance filings. The Premium package, at $299 per year plus state fees, focuses on formation speed and digital presence tools, such as a domain, website, email, and customizable documents, along with worry-free compliance features. The company clarifies that state fees are not set or retained by ZenBusiness.

Services for operating businesses

For businesses already up and running, the platform offers growth tools: domain and professional website, small business banking, accounting and expense tracking, and tax filing with advice. Velo also tracks and manages deadlines. The company notes that marketing, accounting, bookkeeping, and tax services can be added based on the business's needs.

Recognitions and ratings

ZenBusiness reports that it has received an A+ rating from the Better Business Bureau and maintains a 4.8 out of 5 score on Trustpilot, with 32,594 reviews as of September 2026. It also states that it has awarded more than $3 million in sponsorships and grants to small businesses since 2021. The platform also includes user testimonials highlighting reduced administrative burden and the ability to focus on growing the business.

Comparisons with other providers

In its materials, ZenBusiness compares itself with LegalZoom and Bizee. It states that its Pro and Premium packages file in one business day, compared with LegalZoom's typical 5 to 14 business days and Bizee's 3 to 4 weeks. It also highlights that its packages include compliance at no extra cost, while other providers charge separately for amendments and annual reports. The company maintains dedicated comparison pages with both competitors.