Borro

Borro: Luxury Asset-Backed Loans in Denver

Borro is a firm specializing in loans secured by high-value personal assets. Its offering targets owners of valuable but illiquid assets who need fast financing without parting with them. The company states it has lent more than one billion dollars to tens of thousands of clients across the United States and says it has been featured in Forbes, in an article about the pawn business for high-net-worth clients.

Assets Accepted as Collateral

The company accepts a variety of luxury and collectible assets as collateral:

• Luxury watches
• Jewelry and diamonds
• Designer handbags and accessories
• Fine art
• Luxury and classic cars
• Gold and precious metals
• Auction quality assets

The site shows indicative appraisal and loan examples: a Rolex Submariner with a fair market value of $55,000 and an associated loan of $37,000; a Porsche 911 valued at $350,000 with a loan of $225,000; and a 3-carat diamond ring with a value of $35,000 and a loan of $23,000. These figures appear as an illustration of the catalog and not as a binding offer.

Financing Products

The offering is organized into several modalities: collateral loans, line of credit, inventory loan, and a luxury line of credit that allows assets to be kept in storage with the company and same-day access to funding with just a phone call. It also offers specific loans by type of asset, such as watches, handbags, gold, or vehicles from brands such as Ferrari, Lamborghini, and Porsche.

Process and Conditions

The procedure begins with an application online, by phone, or in person. The client can ship the asset with insured shipping paid for by Borro or deliver it in person. After receiving a final offer and signing the contract electronically via DocuSign, funds are sent by wire transfer or ACH. The company states that financing can be obtained in as little as one business day, with no analysis of personal credit history or business financial statements, and no personal guarantee. Upon repaying the loan, Borro returns the asset with insured shipping at the company's expense or allows it to be picked up in person.

Client Profile and Service

The firm presents itself as a provider of a discreet and personalized service for owners of high-value assets, a segment that, according to its own description, banks do not serve with this type of loan. It mentions having served more than 15,000 clients and holds BBB accreditation and Great Place to Work Certification 2024–2025. Its team includes account managers cited in client testimonials.

Publications and Resources

Borro maintains a space for guides, case studies, and success stories prepared by its team, with articles such as the analysis of the Rolex Submariner's fair market value or the use of silver bullion as collateral by high-net-worth investors.

Location and Contact

4100 E Mississippi Ave, Denver, CO 80246 · Phone: 720-458-6788 · Email: info@borro.com · Hours: Mo,Tu,We,Th 09:00-17:00 | Fr 09:00-15:00