Motto Mortgage

Motto Mortgage: a national mortgage brokerage network with independently owned offices

Motto Mortgage presents itself as a national mortgage brokerage franchise network in the United States. Its proposition combines the personal attention of a local business with the backing of a national brand: each office in the network is independently owned and operated, so clients work with a professional in their own community while gaining access to a comparison of hundreds of mortgage loan options on a national scale.

The parent company, Motto Franchising, LLC, states that it is not a lender, bank, or broker, and that the website does not constitute an offer to accept or process mortgage loan applications. Each office in the network holds its own license and operates independently.

Products and the mortgage process

The website organizes its offering around getting a mortgage loan, refinancing your home, the various loan types, and the mortgage process. It includes free mortgage calculators so users can estimate their options, as well as a search tool to find an office or a loan originator by location or by professional.

The company describes the role of the mortgage broker as an intermediary who seeks out and compares loan options suited to the client's profile, rather than having the client apply on their own with different institutions, and then presents them for review.

Borrower support

Among the functions the firm attributes to a good mortgage broker are identifying the programs for which the client may qualify, combining various forms of assistance, explaining what is free, what is refundable, and what is advantageous, and providing guidance on timelines and documentation requirements.

Franchise activity and recruitment of professionals

In addition to borrower services, Motto Mortgage carries out franchise activity. Its offices seek to bring local loan originators onto their teams. These professionals are offered a complete CRM and marketing system with automations, ongoing training with industry professionals, customizable marketing materials, comprehensive support, and a community of independently owned offices.

The website features separate forms for those who wish to open a franchise, for those who want to join an office, and for general inquiries, with license and NMLS number fields for professionals.

Educational content and publications

The company maintains a blog with mortgage industry news and tips for homeowners, with articles on buying a franchise, moving checklists, and a comparison between buying a franchise and building a business from scratch. It also publishes borrower testimonials from third-party platforms, with the caveat that they correspond to clients of independent franchises and that Motto Franchising, LLC cannot verify their validity.

Corporate structure and legal notices

Motto Franchising, LLC describes itself as an Equal Opportunity Employer and states its support for the Fair Housing Act. Information about franchise sales is presented for informational purposes and is subject to pre-sale registration requirements and to delivery of the Franchise Disclosure Document before the sale. It states that in New York the advertisement is not an offering and that an offering can be made by prospectus only, and it lists Minnesota registration number F-8089.

Location and contact

5075 S Syracuse St Suite 1200, Denver, CO 80237 · Phone: (866) 668-8649