CrossCountry Mortgage

CrossCountry Mortgage, a retail mortgage lender headquartered in Cleveland

CrossCountry Mortgage (CCM) is an American mortgage entity founded in 2003 by Ron Leonhardt, its current CEO, with the stated purpose of becoming a national lender capable of offering clear and fast mortgages. The company presents itself as the leading retail mortgage lender in the United States for the third consecutive year, a status it backs with business volumes and industry recognition.

Its headquarters are in Cleveland, Ohio, where it occupies a corporate building downtown. The company operates as a direct lender and is approved as a seller and servicer of loans by Freddie Mac, Fannie Mae and Ginnie Mae.

Scale of operations and coverage

The entity has more than 9,000 employees and more than 1,000 branches, and provides mortgage services in all 50 states, the District of Columbia and Puerto Rico. According to the data it publishes, in 2025 it closed more than 131,000 home purchases, which would be equivalent to one in every 35 homes financed in the country. In the second quarter of 2026 the company claims to have reached its own record by financing one in every 30 home purchases nationwide.

Among the recognitions it mentions are ten appearances on the Inc. 5000 list of the fastest-growing private companies in the United States, various awards for its corporate culture and its designation as the country's top retail lender by Scotsman Guide and Mortgage Executive Magazine.

Home purchase programs

The entity's catalog exceeds 120 purchase, refinance and home equity solutions. For those buying their first home, the company offers specific guides, mortgage calculators, a home value estimator and down payment assistance programs. It also has purchase loans for repeat buyers and real estate investors.

• Home purchase loans and conventional mortgages.
• FHA government-insured programs.
• Programs for veterans and for rural buyers.
• Jumbo loans for amounts above conventional limits, also available for second homes and investment properties.
• Renovation loans, both for newly purchased homes and for the current residence, for primary residences, second homes and investment properties.
• Bridge loans to finance the purchase of a new home before selling the previous one.

Refinancing and home equity

The company offers mortgage refinancing aimed at reducing the interest rate and monthly payment when market conditions are more favorable than those of the original loan. It also markets home equity products that allow the value of the home to be used as collateral, whether through a line of credit (HELOC) or a one-time payment with a second mortgage, with freedom to use the cash obtained for any purpose.

Borrower resources

The entity's site brings together purchase and refinancing guides, articles on mortgage terminology, videos, calculators and a home value estimator. The company also maintains a Spanish-language information section and allows you to locate a specific loan officer within its network.

Acquisitions and corporate structure

CrossCountry Mortgage has completed the acquisition of Two Harbors and RoundPoint, transactions that expand its structure. The company maintains hiring programs, internships for students in sales and marketing, and a specific line for opening new branches aimed at managers and loan originators.