Above Lending

Above Lending: unsecured personal loans in the United States

Above Lending, Inc. presents itself as an entity that markets, brokers, and/or originates unsecured consumer installment loans on behalf of itself and its lending partners. Its activity is aimed at consumers seeking personal financing, with a process that begins with checking personalized offers and continues with the support of a loan specialist.

How the application process works

The website describes a three-step procedure. First, the interested party confirms their basic information to check the available personalized offers. Then, a loan specialist helps select the best offer. Finally, the customer electronically signs the documents and receives the funds. The company states that approval and loan terms vary based on credit determination and state law, and that products and services may not be available in all states.

Customer service and reviews

Above Lending offers phone support through the number (800) 201-2295, with hours from 8:00 AM to 7:00 PM Central Time, Monday through Friday. When this profile was written, the company showed a score of 4.9 on Trustpilot based on 5,272 reviews, and included customer testimonials that highlighted the speed of the process and the friendliness of the staff.

Corporate and regulatory information

The company operates under the name Above Lending, Inc. and has the identification number NMLS #1869563. The company warns that it may report information about accounts to credit bureaus, and that late payments, missed payments, or other defaults may be reflected in the credit history. It also details the procedures required by federal law for opening accounts, which include obtaining and verifying the account holder's identifying information.

Payments and communications

For sending payments by check, the company provides a mailing address in Chicago and urges including the account number on the check itself. The corporate headquarters is located at 141 W Jackson Blvd, Suite 1220, Chicago, IL 60604.

Location and contact

141 W Jackson Blvd Suite 1220 Chicago, IL 60604 · Phone: (800) 201-2295 · Hours: 8 AM - 7 PM CT, Monday - Friday