Strike

Strike, a Bitcoin-based financial services platform

Strike is a Bitcoin financial services company operated by Zap Solutions, Inc. (NMLS ID 1902919), which does not act as a bank. Its proposition is to bring together on a single platform financial products built on Bitcoin, with the stated goal that users do not need to turn to three different apps to buy, borrow, or manage treasury. The company states it is available in more than 100 countries and has accumulated more than one million downloads.

Products for individuals

The platform allows you to buy and sell Bitcoin, as well as make recurring purchases with no fees and no minimums, with a direct connection to the user's bank. The catalog also includes the ability to borrow dollars while keeping Bitcoin as collateral, receive your paycheck by direct deposit, pay bills, and withdraw funds to cold storage. The company states that purchases can reach up to $2.5 million per transaction and that there is no limit on the number of purchases.

Services for businesses and private clients

Strike distinguishes three client profiles. For individuals, it offers the standard experience of buying, selling, DCA, bill pay, direct deposit, and withdrawal to cold storage. For private clients, the company offers concierge onboarding, higher limits, and dedicated support. For businesses, the service includes treasury management, payroll, invoicing, API access, and multi-user use.

Expansion history

The company was founded in 2019 and publicly launched in January 2020. In June 2021 it expanded to El Salvador, coinciding with that country's adoption of Bitcoin as legal tender. That same year it launched the Buy Bitcoin feature in July and direct deposit in October. In May 2023 it began its global rollout in more than 65 countries. In October 2023 it introduced Strike Private, aimed at high-net-worth individuals, businesses, family offices, and institutions. In November 2023 it added direct deposit, wires, cards, and global Buy Bitcoin. In February 2024 it launched Strike Africa in Gabon, Ivory Coast, Malawi, Nigeria, South Africa, Uganda, and Zambia; in March 2024 it launched Strike Business; in April 2024, Strike Europe; and in June 2024, Strike UK. In December 2024 it added bill pay. In May 2025 it launched loans with Bitcoin as collateral and in August 2025 it added Australian dollar balances, instant bank deposits, withdrawals, and business loans backed by Bitcoin. In March 2026 it announced a Bitcoin-backed line of credit and its launch in New York.

Backing and security

According to the company's information, all Bitcoin is backed 1:1, fully reserved and segregated from corporate funds, and is SOC 2 Type II audited. The company reports more than 40,000 five-star reviews on major platforms.

Regulatory and licensing framework

Zap Solutions, Inc. operates under the trade name Strike and is licensed by the New York State Department of Financial Services to engage in virtual currency business activity. Credit products are available only in certain US states. Lines of credit are issued by Zap Solutions Capital, Inc., which operates as Strike Lending (NMLS ID 2741098). Loans are issued by Strike Lending or by Column, N.A., Member FDIC, depending on the state associated with the application; Column, N.A. issues no other Strike product or service. To qualify for credit, you must reside or have a business registered in a supported state and have an active Strike account in good standing. Approval and terms are subject to eligibility and collateral requirements. Annual Percentage Rates vary based on principal amount and loan type. The company warns that Bitcoin is volatile and that its depreciation may trigger margin calls and liquidations when used as collateral, and that payments from your bitcoin balance and liquidations are taxable events.

Location and contact

200 North LaSalle Street, Suite 2360, Chicago, IL 60601, United States