Gershman Mortgage

Gershman Mortgage, an independent mortgage lender since 1955

Gershman Mortgage is an independent, family-owned mortgage entity that, according to its own presentation, has been helping families buy and refinance homes since 1955. It operates with licenses in 22 states and describes itself as a lender with a wide variety of loan products and experienced professionals.

The company emphasizes supporting the client throughout the entire process: it states that it offers personalized service, closes on time, and guides applicants step by step to reduce the stress of buying. Its headquarters is in Chesterfield, Missouri.

Purchase and refinance loan programs

The mortgage product lineup the firm presents on its site includes options for both home purchases and refinancing:

• First-Time Home Buyer Loan.
• VA Loan, designed for military service members, with down payments as low as 0%.
• Conventional Loan, with down payments as low as 3%.
• FHA Loan, with down payments as low as 3.5% and more flexible credit score requirements and debt levels than most loans.
• USDA (Rural Housing Loan).
• HELOC (Home Equity Line of Credit).
• Jumbo Loans.
• Temporary Buydown Loans.
• Doctor & Advanced Medical Professional Loan.
• Investment Property Loans.
• Section 184 Indian Home Loan Guarantee Program.
• Commercial Loans.

The site also includes applicant support tools, such as a mortgage calculator, a temporary buydown calculator, online payments, and its own mobile app.

Loan officer network and coverage in 22 states

The company has an extensive roster of loan officers, each with their own profile on the site, allowing users to find a professional nearby. Its stated coverage spans 22 states, and the online application form lets users select their state of residence, ZIP code, and the loan officer they wish to work with.

The application process is structured in eight steps and includes questions about where the user is in the process (purchasing, refinancing, or pre-approval), whether they are already working with a loan officer, and how they heard about Gershman Mortgage.

Customer reviews

The site collects customer testimonials that highlight clear and timely communication, the ability to resolve questions quickly, and securing good rates. The published comments mention transactions in locations such as Chesterfield (Missouri), Town 'N' Country (Florida), and Springfield (Missouri).

Editorial activity and recent programs

Gershman Mortgage maintains a blog and a press section with content aimed at both buyers and industry professionals. Among the publications featured in the material are articles on supporting loan officers in the current market, on the launch of the Section 184 Indian Home Loan Guarantee Program —presented as an option with lower down payments and no monthly mortgage insurance— and on government loans for buyers.

The firm also has a business line focused on TPO and correspondent lending, aimed at brokers and partners.

Location and contact

16253 Swingley Ridge Rd. Suite 200, Chesterfield, MO 63017