Churchill Mortgage

Churchill Mortgage, a mortgage lender covering 48 states

Churchill Mortgage Corporation is a mortgage lending institution headquartered in Brentwood, Tennessee, operating in 48 states across the United States. The company presents itself as a lender with a different approach than usual: instead of simply closing the deal, it claims to focus its work on each client's financial situation. According to the company's own data, last year it served 17,000 families and has accumulated more than 100,000 clients over more than three decades of activity.

Available loan programs

The mortgage product catalog includes conventional loans, FHA loans, VA loans with their associated benefits, and No Score loans. The company also offers refinancing options, with specific tools such as the refinance break-even calculator. For homebuyers, it has programs designed to make their offer more competitive, such as Certified Home Buyer and the $10,000 seller guarantee.

Tools for buyers and homeowners

The website provides users with several calculators: mortgage payment, how much you can afford, rate buydown, and refinance. It also offers an affordability calculator that estimates the affordable home price based on annual income, monthly debts, down payment, and loan term. The company warns that these tools are educational and that the results are hypothetical estimates that do not necessarily reflect the terms of its products.

Customer service and support

Churchill Mortgage assigns each client a Home Loan Specialist and offers a Homeownership Strategy Plan with ongoing follow-up. Among the advantages it highlights are fast closing, sometimes within 14 days, the ability to lock in the interest rate for 90 days with the option to lower it if the market drops, and monitoring home values in the area to detect new opportunities. The company also has Loan Servicing and its own mobile app.

Informational resources and national presence

The site includes a video library, free mortgage guides, blog articles, FAQs, and materials such as the homebuyer starter kit or the refinancing starter kit. It also offers information on local market prices and trends by state. The company presents itself as a responsible lender, committed to the principles of federal and state lending laws, and operates as an Equal Housing Lender.

Location and contact

1749 Mallory Lane, Suite 100, Brentwood, TN 37027 · Phone: 888-562-6200