Josh Moody Loans

Josh Moody Loans: Residential Mortgage Financing in Texas

Josh Moody Loans is a lender specializing in residential mortgage loans operating under the brand JoshMoodyLoans.com. Its team has more than twenty years of experience in the industry and, according to the data it publishes, has funded $2 billion in loans and served thousands of homeowners. The firm presents itself as an option for those looking to buy a home or tap into their home equity, with a stated focus on personalized service and resolving diverse credit situations.

Available Purchase Programs

The home purchase product lineup includes conventional, FHA, VA, and USDA loans, as well as non-conforming options. The lender also offers bank statement loans, DSCR loans for investors, financing for condos or manufactured homes, second mortgages, and investment property loans. In the construction and renovation segment, there are construction loans, conventional renovation loans, and FHA 203(k) loans. The firm notes that it handles credit scenarios with scores in the 500s, as well as cases that other lenders might reject for not meeting their standard criteria.

Refinancing and Specific Lines

In the refinancing section, Josh Moody Loans offers cash-out refinance, conventional refinance, the FHA Streamline program, and VA IRRRL. These options allow homeowners to restructure their mortgage or access accumulated equity, according to information published by the lender itself.

Tools for Applicants

The website provides several calculators: affordability, FHA, general mortgage, and refinance. These tools allow users to estimate scenarios before starting a formal application.

Recognition and Client Reviews

The firm highlights that Josh Moody was recognized as a 2026 Five Star Mortgage Professional, an award that, according to its presentation, he received for fourteen consecutive years among the 7,220 mortgage professionals in Dallas/Fort Worth, based on client satisfaction. Testimonials on the site mention fast closings, constant communication, and resolving transactions within tight timelines, including a case where a purchase closed in less than two weeks after a previous unsatisfactory experience with another lender.

Presence and Coverage

Josh Moody Loans has branches in Harlingen (Texas), Plano (Texas), and South Padre Island (Texas). The main address listed on the site is in Allen, Texas. The business focuses on the residential mortgage market, with particular attention to the needs of buyers and investors in the state of Texas.

Location and Contact

950 Bethany Dr. Ste. 800 Allen, Texas 75013