College financial-aid program · Albany, New York, United States

Enhanced Tuition Award (ETA)

The Enhanced Tuition Award (ETA) is designed for New York residents attending a participating private college full time. The combined TAP, ETA, and college match can provide up to $6,000 toward tuition; that does not mean the state pays the full amount or eliminates housing, books, and other costs. Before comparing a private offer with SUNY or CUNY, verify that the specific campus appears on HESC’s current list and review the annual net price. Key conditions include household

About Enhanced Tuition Award (ETA)

The Enhanced Tuition Award (ETA) is designed for New York residents attending a participating private college full time. The combined TAP, ETA, and college match can provide up to $6,000 toward tuition; that does not mean the state pays the full amount or eliminates housing, books, and other costs. Before comparing a private offer with SUNY or CUNY, verify that the specific campus appears on HESC’s current list and review the annual net price.

Key conditions include household federal adjusted gross income of up to $125,000, 12 months of New York residency, undergraduate study, full-time enrollment, and at least 30 program credits completed each year. Students must file FAFSA and TAP—or the applicable DREAM Act application—and reapply each cycle. HESC maintains a participating-institution list, so the university’s name alone is not enough if the specific campus or program is not listed for that year.

The 2026–27 new-applicant window closed on August 31, 2026. The post-award service condition requires recipients to live and work in New York for as many years as they received aid; noncompliance can trigger repayment. HESC maintains a cycle-specific list of participating private colleges and defines ETA as a combined aid package rather than a stand-alone check. If you applied, confirm with HESC and the college’s financial-aid office how the institutional match is applied and what happens if your course load or campus changes.

Who it serves and what it can cover: The Enhanced Tuition Award (ETA) is designed for New York residents attending a participating private college full time. The combined TAP, ETA, and college match can provide up to $6,000 toward tuition; that does not mean the state pays the full amount or eliminates housing, books, and other costs. Before comparing a private offer with SUNY or CUNY, verify that the specific campus appears on HESC’s current list and review the annual net price. Key conditions include household federal adjusted gross income of up to $125,000, 12 months of New York residency, undergraduate study, full-time enrollment, and at least 30 program credits completed each year. Students must file FAFSA and TAP—or the applicable DREAM Act application—and reapply each cycle. HESC maintains a participating-institution list, so the university’s name alone is not enough if the specific campus or program is not listed for that year.

How to apply or get help: The 2026–27 new-applicant window closed on August 31, 2026. The post-award service condition requires recipients to live and work in New York for as many years as they received aid; noncompliance can trigger repayment. HESC maintains a cycle-specific list of participating private colleges and defines ETA as a combined aid package rather than a stand-alone check. If you applied, confirm with HESC and the college’s financial-aid office how the institutional match is applied and what happens if your course load or campus changes. For case-specific questions, contact the program or financial-aid office named on its official page.

Official application and program information

In brief

College financial-aid program