Aegis General Insurance Agency Inc. — Travel Insurance Division

Aegis General Insurance Agency and its Go Ready travel insurance division

Aegis General Insurance Agency Inc. operates a specialized travel insurance division under the Go Ready brand. The company offers policies with instant quotes for trips within the United States and to international destinations, and its catalog is built around single-trip plans and annual multi-trip plans. The firm states it has more than 30 years of experience in the sector and presents itself as a veteran team in travel insurance in the United States.

Available travel insurance plans

The Go Ready catalog includes several coverage options, aimed at different types of travelers and trips:

• Choice Plan
• Elite Plan
• Priority Plus Plan
• Cruise Plan
• Annual/Multi-Trip Preferred Plan
• Annual/Multi-Trip Primary Plan

Coverage is available for both single trips and annual or multi-trip travel, and the website allows you to get an instant quote by entering details such as the total trip cost, the age of travelers, dates, state of residence, and destination.

Coverages and covered scenarios

The company describes the main risks covered by its policies: last-minute cancellations that may be non-refundable, lost or delayed baggage, illness and injury during the trip, the need for medical evacuation, and early return due to a family emergency. It also mentions the option to add a Cancel For Any Reason (CFAR) upgrade to cancel for any reason, and notes that all its plans include pandemic coverage for COVID-19, with specific details depending on whether they are single-trip plans or annual multi-trip plans.

Assistance benefits included in all plans

All plans include an assistance service that, according to the company, helps avoid upfront payments and reimbursement procedures. In the event of a covered event — such as a flight delay, illness, or injury — the Aegis team can step in to manage the situation and cover costs upfront, handling flight and accommodation rescheduling, arranging medical treatment, or emergency evacuation and repatriation.

Recognition and positioning

The company features various mentions on its website from Forbes Advisor, which ranked it among the best travel insurance companies in categories such as best overall insurance, best pandemic insurance, and best cruise insurance. There are also distinctions such as best for trip cancellation, most economical company, best for travelers over 70, best for pet owners, and best medical evacuation insurance, as well as a nomination for the top spot in annual travel insurance.

Traveler information and resources

The site brings together guides and articles on cruise insurance, coverage for pre-existing medical conditions, and travel insurance for destinations such as France, Spain, Tanzania, and South Africa. It also includes a travel alerts and advisories section, with recent notices about tropical storms in the Pacific and Atlantic and about air traffic disruption due to Mount Etna activity, as well as information on the Schengen Visa and a list of restricted countries. The company also offers insurance solutions for partners and a policy lookup tool.

Contact and customer service

Phone support is available Monday to Friday, 9:00 am to 6:15 pm (EST), and live chat operates during the same hours. Email support is distributed across three addresses depending on the nature of the inquiry, with different hours for sales and for service and claims. The company operates under California license number 0I66850 and national producer number 957388.