A Choice Insurance

A Choice Insurance: British broker specialising in learner and newly qualified drivers

A Choice Insurance is an insurance broker based in the United Kingdom that focuses on policies for learner drivers and newly qualified drivers. The company operates under the trading style of Premium Choice Limited, a company registered in England and Wales with number 03845329 and authorised and regulated by the Financial Conduct Authority (FCA) with number 312245.

The entity presents itself as a specialist in insurance for provisional licence holders and for those who have just passed their practical test, and states it has sold over a million policies since it was founded in 1999, representing more than 26 years of activity in the sector.

Insurance for learner drivers

The broker's range includes annual and short-term policies for provisional licence holders. According to the information published, these policies allow practice to be insured both in your own vehicle and in a parent's, without the need to install a black box during the learning period and with the possibility of starting to build No Claims Bonus from day one.

The company states that learner policies can be taken out from under £200, with daily cover from 54p, although these figures correspond to the information current at the time of enquiry and are subject to conditions and underwriting criteria.

Cover for newly qualified drivers

For those who have already passed their test, A Choice offers insurance aimed at newly qualified drivers, with cover on their own car and no night-time curfews. The company highlights the possibility of keeping the policy when passing the test, without needing to cancel it or take out a new one, and thus retaining the accumulated No Claims Bonus.

Other insurance products

In addition to its speciality in learner and newly qualified drivers, the broker offers other types of motor and mobility insurance:

• Conventional car insurance.
• Van insurance.
• Student insurance.
• Insurance for drivers with convictions for offences.
• Insurance for non-standard drivers.
• Insurance for provisional licence holders.

Working model and relationship with policyholders

A Choice Insurance operates as an independent broker and works with a panel of insurers specialising in new and inexperienced drivers. Its role is to compare the policies available from that panel to offer suitable alternatives for each profile, with competitive prices and a take-out process the company describes as straightforward.

The broker has a team of agents familiar with this segment of insurance and a claims line available 24 hours a day, seven days a week, which supports the policyholder during the processing of a claim together with the relevant insurer.

Track record and presence

Founded in 1999, the company has more than 26 years of experience and has served over a million customers, according to its own data. Its activity is aimed at drivers throughout the United Kingdom, from those preparing for the practical test to experienced motorists seeking other cover.

The company maintains stable relationships with insurers specialising in provisional and newly qualified drivers, which allows it, according to its presentation, to offer competitive terms in this niche. It also publishes informative content on driving-related procedures and regulations, such as booking the practical test with the DVSA, brake maintenance or low emission zones, among other topics.

Referral programme

The broker has a programme that rewards customers with £40 for recommending its services to friends or family, whether they are learning to drive or already driving, provided they ultimately take out a policy.

Location and contact

Pendeford House, Pendeford Business Park, Overstrand, Wolverhampton, WV9 5AP