Key Solutions Mortgages

Key Solutions Mortgages: independent mortgage advice in Weston-super-Mare

Key Solutions Mortgages is a mortgage advice firm based in Weston-super-Mare (UK) operating under the trading name Key Solutions. The company presents itself as a whole-of-market independent adviser, meaning it analyses the offerings of different lenders to recommend the most suitable option for each profile. Its activity is aimed at UK residents and covers both residential mortgages and property investment finance and insurance protection.

Over 25 years in business and advisory team

The firm states it has over 25 years of experience helping individuals obtain mortgages and release capital or equity from their homes. It has a team of expert mortgage and protection advisers who work with specialist lenders to provide financing solutions. The company is authorised and regulated by the Financial Conduct Authority (FCA) of the UK, with registration number 311236, and is registered in England and Wales with number 3022389.

Mortgage services for buyers, homeowners and investors

Key Solutions Mortgages' range of services covers different financing needs:

• First-time buyer: advice tailored to your budget and deposit options, including Help to Buy schemes, mortgages for young professionals and guarantor or parental help mortgages.
• Remortgaging: reviewing your current mortgage to avoid paying over the odds when the fixed interest period ends.
• Moving home: financing for buying a new home.
• Flexible or offset mortgages: products that allow savings balances to be offset against the outstanding capital.
• Self-employed and contractors: solutions for income that doesn't fit a conventional payslip.
• Buy to let and rentals: mortgages to buy a property for rental, let to buy, limited companies (Ltd Company Buy to Let) and property portfolio finance.
• Complex cases: mortgages for people with adverse credit history, expats, non-standard income, new build and discount off market value.
• Capital raising and large loans: financing to release equity from your home and loans over £500,000.
• Protection: protection and home insurance.

Fee-free advice model for new clients

The firm states that new clients no longer pay the fees it used to charge, while maintaining the same level of advice and support. The process is structured in three steps: the client explains their circumstances and goals; the team researches the whole market and recommends the right mortgage and protection free of charge; and the final decision is up to the client, with no pressure or obligation to proceed. The company offers a free mortgage consultation and online calculators for mortgage repayments, borrowing capacity and stamp duty.

Guarantees and customer recognition

Key Solutions backs its service with a mortgage guarantee and a service guarantee, so the client is never left without cover or support. The firm shows a 5-star rating on Trustpilot based on over 3,000 customers, and publishes success stories from satisfied clients.

Office and area of operation

The registered office of Key Solutions Mortgages is at Abatec House, Oldmixon Crescent, Weston-Super-Mare, BS24 9AX. The company serves UK residents and warns that the FCA does not regulate some buy to let mortgage contracts. As a client of a regulated firm, the user has the right to take unresolved complaints to the Financial Ombudsman Service (FOS).

Location and contact

Abatec House, Oldmixon Crescent, Weston-Super-Mare, BS24 9AX