Keystone Property Finance
British buy-to-let mortgage lender specialising in buy to let that works exclusively through intermediaries and offers products for professional landlords, including HMOs and multi-units.
About Keystone Property Finance
Keystone Property Finance, buy-to-let loans for intermediaries
Keystone Property Finance is a UK mortgage lender that operates exclusively through intermediaries. Its activity focuses on the buy-to-let segment and on client and property scenarios that require specialist solutions. The entity presents itself as a subsidiary of The Property Business Group Limited and its registered office is located in Kings Hill, West Malling (Kent).
Origin and history
The company was created by brokers for brokers in 2007, with the aim of offering specialist finance at a time when this type of lending was not widely available. According to its corporate narrative, since its founding it has been through three different joint ventures and in 2018 it began operating as a lender in its own right, doubling in size over the years. The company places intermediaries at the centre of its business model.
Mortgage products
The product range is aimed at professional landlords and covers everything from standard buy-to-let properties to higher-yielding specialist properties such as houses in multiple occupation (HMOs) and multi-units. The range includes the following lines:
- Buy to Let
- Semi Commercial
- Product Transfer
- Product Transfer Plus
- Refurb to Let
Service for intermediaries
The website is aimed at intermediaries and not at end customers, who have separate access. Among the resources for professionals are a locatable business development team (BDM), a documentation area, a calculator, information on fees and a list of solicitors, as well as FAQs and service times sections. The company also publishes case studies, events, news and a newsletter.
Stated response times
The website publishes specific service indicators: 11 seconds to answer the phone, 24 hours for document review and one working day for review by the underwriting team.
Corporate structure and registration details
Keystone Property Finance Limited is a subsidiary of The Property Business Group Limited, registered in England and Wales with number 06262873. Its registered office is located at 42 Kings Hill Avenue, Kings Hill, West Malling, Kent, ME19 4AJ.
Location and contact
42 Kings Hill Avenue, Kings Hill, West Malling, Kent, ME19 4AJ
Buy-to-let mortgages for intermediaries