MacNab Financial Services

Independent mortgage and protection advice in the UK

MacNab Financial Services is a financial advisory firm that presents itself as independent and locally focused, with advisers across the UK. Its activity centres on two main areas: mortgage brokerage and protection solutions, including life insurance, income protection, business protection and private medical insurance. The company describes itself as a small firm, which, according to its own presentation, allows for a more personal and attentive approach with each client.

Protection and mortgage services

The service catalogue detailed on the firm's website covers the following areas:

• Mortgages: advice for home purchases and for taking out or renewing mortgage loans.
• Life insurance: cover designed to protect family members financially in the event of the unexpected.
• Income protection: cover aimed at safeguarding the policyholder's income.
• Business protection: protection solutions for businesses.
• Private medical insurance: access to private healthcare.

The firm presents itself as able to compare insurers and access a wide range of products from different providers, with the stated aim of tailoring the policy to the client's needs and budget.

Advice model and customer service

MacNab Financial Services emphasises its status as an independent adviser, which in its approach means the ability to offer recommendations without being tied to a single provider and to select from several entities. The company describes its working method as close support: advisers analyse each client's particular circumstances and propose tailored solutions. The firm states it has advisers in different areas of the UK and maintains that this knowledge of the local market allows it to offer advice suited to each client's context.

Enquiries and appointment types

The firm offers a free initial consultation and allows you to book a personal appointment. There are three available appointment types: by telephone, by video call and in person, the latter subject to the client's location. Appointments are requested through the contact form on its website.

Legal structure and regulation

MacNab Financial Services Limited is registered in England and Wales with company number 12081343. Its firm reference number (FRN) is 912485 and it acts as an appointed representative of TMG Direct Limited, an entity authorised and regulated by the Financial Conduct Authority (FCA) with FRN 786245. The company has its registered office in Verwood, Dorset.

Mortgage advice costs

The website warns that a fee may apply for mortgage advice, the amount of which depends on the client's circumstances. The firm estimates that this fee will not exceed £999 and states that its typical fee is £499. It also includes the legal warning that the home may be repossessed if loan repayments are not kept up.

Client reviews

The firm includes on its website client testimonials that mention advisers Stuart and Colin. The comments refer to home purchase transactions and mortgage renegotiations, and highlight communication, availability and detailed explanation of processes. One of the testimonials describes an improvement in mortgage terms before the deadline expired.

Location and contact

Office 2 Vicarage Road, Verwood, Dorset, BH31 6DR · Phone: 0800 0495949 · Email: contact@macnabfs.co.uk · Hours: Monday and Friday: 9:00–17:00. Saturday and Sunday: closed.