CarHireExcess.co.uk

Car hire excess insurance with European and worldwide cover

CarHireExcess.co.uk is a brand of Cover-More Blue Insurance Services Limited, a company incorporated in Ireland with company number 345681 and with a UK branch. The company is authorised and regulated by the UK Financial Conduct Authority, Firm Reference No. 984290. The company presents itself as a provider of car hire excess insurance and is part of an award-winning insurance group.

What the excess policy covers

Car hire excess insurance protects the customer against the high excess fees that rental companies may claim if the vehicle is damaged or stolen. It is a reimbursement policy: the policyholder pays the excess amount upfront and the insurer refunds the covered cost. Cover includes:

• Zero excess with cover up to £7,500
• Fire, theft and vandalism
• Tyres and windscreen
• Keys and undercarriage
• Personal possessions cover
• Collision damage waiver (USA and Canada only)

The maximum continuous rental period covered is 62 days.

Policy options and prices

The company offers four policy options. The website catalogue listed the following prices:

• European daily cover: £2.50 per day, based on 6 day cover
• European annual cover: £42.99
• Worldwide daily cover: £3.99 per day, based on 7 day cover
• Worldwide annual cover: £51.99

Policies are purchased online before the trip, entering the pick-up and drop-off dates and times of the vehicle.

Geographical scope of cover

The European option covers the countries of the continent of Europe, plus Morocco, Tunisia, Turkey and Israel, and excludes any trip in, to, or through Russia or Belarus. The worldwide option covers anywhere in the world except any trip in, to, or through Afghanistan, Belarus, Cuba, Congo, Iran, Iraq, Ivory Coast, Liberia, North Korea, Myanmar, Russia, Sudan, South Sudan, Syria and Zimbabwe.

Supplemental liability insurance

Supplemental Liability Insurance (SLI) is an optional extra available when purchasing worldwide cover. It covers costs that the policyholder may become legally liable to pay for third party bodily injury and damage to property as a result of an accident while using the rental vehicle on a trip in or through the USA, Canada, the Caribbean, South or Central America. The cover applies only in excess of amounts recoverable under any primary applicable insurance, and the maximum payable in respect of all claims arising from any one accident is the difference between the amount recoverable under any other insurance and US $1,000,000.

Group background and awards

Cover-More Blue Insurance Services Limited presents itself as an award-winning insurance provider. Its awards include the Deloitte Best Managed Companies Award (gold) between 2013 and 2018, the Irish Travel Industry Awards between 2012 and 2019, the Travel Media Awards between 2011 and 2019, the Northern Ireland Travel Awards between 2008 and 2019, the Best Sales Campaign award at the CCMA Awards 2018, the Irish Travel Trade Awards between 2011 and 2016 and the Mozo Experts Choice Award 2015 in Australia. The company also states that its service has been rated excellent on Trustpilot, with a score of 4.70 out of 5 based on over 9,500 reviews in the past 12 months.

Corporate structure and international presence

The parent company is registered as a private company limited by shares at UK Companies House with number FC026110 and at the Irish Companies Registration Office with number 345681. Its head office is in Dublin and it has an office in the United Kingdom. The company operates under the trading name Carhireexcess.com.

Location and contact

Parkview, 82 Oxford Road, Uxbridge, UB8 1UX · Phone: 0333 355 6182 · Email: info@carhireexcess.com · Opening hours: Monday to Friday: 9:00am to 5:00pm; Saturday: 10:00am to 2:00pm; Sunday: closed