Q Financial Services

Q Financial Services: financial advice based in Shropshire

Q Financial Services (uk) Limited is a financial advisory firm registered in England operating from Telford and Shrewsbury, in the county of Shropshire. The company presents itself as an appointed representative of The Openwork Partnership, a trading style of Openwork Limited authorised and regulated by the Financial Conduct Authority (FCA) of the United Kingdom. Its activity is directed exclusively at UK residents.

The firm states a track record of more than 25 years of financial experience and structures its proposition around the idea of accompanying clients through major financial decisions, from buying a home to planning for retirement or protecting loved ones.

Advice areas: wealth management and planning

Q Financial Services' service catalogue covers two main blocks. The first, under the heading of wealth management, includes retirement planning, cashflow forecasting, inheritance tax and estate planning, tax-efficient investment solutions, pensions and investments, as well as estate and legacy planning.

Within this area, services are also offered for will planning, Lasting Power of Attorney, trust planning and asset protection, and landlord planning.

Mortgages, insurance and personal protection

The second block focuses on mortgages and protection. The firm arranges residential and commercial mortgages, buy-to-let mortgages, unsecured loans, equity release and commercial finance in its various forms: bridging finance, development finance, invoice finance and asset finance.

In the insurance section, the offering includes life insurance, life and critical illness insurance, buildings and contents insurance, accident and income protection, as well as corporate business protection. The company also makes a mortgage calculator available to users on its website.

Acquisition of Kingsland Financial and recent activity

Among the news highlighted by the firm itself is the acquisition of Kingsland Financial, a transaction with which Q Financial Services states it is expanding its local expertise and services. The company has also disseminated information about the government proposal to eliminate the tax advantages of inherited pensions, an issue with implications for thousands of UK households.

Likewise, the firm has announced its involvement in commercial finance to facilitate access to a new home in Church Stretton, within the framework of a project linked to Shropshire Country Brides.

Service model and coverage

Q Financial Services serves its clients both in person at its offices and via video call, which the company describes as nationwide coverage. The firm emphasises a personalised and transparent advice approach, with monitoring of the progress of each case.

Regarding fees, the company informs that it receives remuneration from lenders and that the different commission models vary depending on the entity, being calculated in some cases as a percentage of the amount borrowed. According to its indications, the details of the model, the calculation and the amount are communicated to the client throughout the process.

Corporate structure and regulation

Q Financial Services (uk) Limited is registered in England with number 09952693. The firm operates as an appointed representative of The Openwork Partnership. Commercial finance, financial planning and wills & legacy planning are not part of the Openwork offering and are provided in its own right; Openwork Limited accepts no responsibility for this aspect of the business. Commercial finance and wills & legacy planning are not regulated by the Financial Conduct Authority.

Offices and locations

Telford office: 2 Haygate Road, Wellington, Telford, Shropshire, United Kingdom, TF1 1SG · Phone: 01952 303028

Shrewsbury office: Phone: 01743 816889