Yatri Mortgages

Yatri Mortgages, mortgage and protection advice in Swindon

Yatri Mortgages is a mortgage and protection advice firm with a registered office at 6 Commercial Road, Swindon (SN1 5NF), in the United Kingdom. It operates as an appointed representative of HL Partnership Limited, an entity authorised and regulated by the UK Financial Conduct Authority, and presents itself as a property partner for all stages of life.

The company states it has over ten years of experience and a team of mortgage professionals whose goal is to simplify a process that, it acknowledges, can be overwhelming for the client. Its activity is aimed at UK consumers, as the information on the website is subject to the UK regulatory regime.

Mortgage services

The core of its offering is flexible and competitive mortgage solutions tailored to each client's needs and financial goals. The website organises this area into several categories:

• First-time buyer mortgages.
• Remortgage or refinancing.
• Buy to let, for rental investment.

The firm states it works directly with lenders and describes itself as a bridge between people, property and lenders.

Protection and insurance

Alongside mortgages, Yatri Mortgages offers a range of protection and general insurance coverages:

• Income protection insurance.
• Life insurance.
• Critical illness insurance.
• Buildings insurance.
• Contents insurance.
• Landlord insurance.

How it works

The company describes a four-step journey to support the client from first contact to key handover. It begins with an initial consultation with no obligation, where the client's needs are discussed and guidance is provided on the right path. Documents are then collected and reviewed to ensure everything is correct. In the third phase, the most appropriate route is determined and work is done to obtain lender approval. The process culminates with the handover of the keys to the new home.

The team presents itself as providing constant support throughout the entire process, with a dedicated mortgage adviser and a customer service that the firm describes as the kind it would like to receive itself.

Team

The website identifies four team members, under the internal name «Yatri Airlines»: Kamal Gurung, as managing director and mortgage adviser; Sharmain Gurung, mortgage adviser; and Sanchita Rana and Santosh Gurung, both mortgage administrators.

Structure and regulation

Yatri Mortgages Ltd operates under the trading name Yatri Mortgages and is registered in England and Wales with company number 14635004. Its registered office is 6 Commercial Road, Swindon, SN1 5NF. The firm acts as an appointed representative of HL Partnership Limited, authorised and regulated by the Financial Conduct Authority.

The website warns that a fee for mortgage advice may apply, the exact amount depending on the client's circumstances and ranging from £395 to £795, which is agreed with the client at the earliest opportunity. It also reminds that the home or property may be repossessed if mortgage payments are not maintained.

Location and contact

6 Commercial Road, Swindon, SN1 5NF · Phone: 01793 228438 · Email: hello@yatrimortgages.co.uk