Hampton Mortgage Solutions

Mortgage advice in Stroud with over two decades of experience

Hampton Mortgage Solutions is a mortgage and protection advice firm based in Stroud (UK). It is not a business in its own right: it operates as a trading name of Ross Hampton, an appointed representative of The Openwork Partnership, a trading style of Openwork Limited, which is authorised and regulated by the UK Financial Conduct Authority. Its activity is aimed at consumers in the UK.

The firm presents itself with a track record of more than twenty years in the sector and an approach based on explaining options clearly and supporting the client throughout the entire process, from the first consultation to completion.

Residential mortgages and remortgaging

The main service covers mortgages for first-time buyers, home movers, remortgaging and transactions aimed at raising additional funds. The firm works by comparing products from a wide range of lenders and sets out the risks and benefits of each alternative so the client can make an informed decision.

Buy to let and limited companies

For landlords, Hampton Mortgage Solutions offers advice both to those buying their first rental property and to those expanding their portfolio. It includes specific solutions for investors who buy or hold rental property through a limited company. The firm warns that most buy to let mortgages are not regulated by the Financial Conduct Authority.

Specialist mortgages and complex profiles

The firm handles more complex financing needs, including those of self-employed workers, applicants with low deposits or with a history of adverse credit. It notes that an imperfect credit history does not necessarily prevent access to a mortgage, as it works with lenders that consider this type of application. It also offers access to bridging finance options, development finance and commercial mortgages.

Protection and related insurance

The protection section includes life insurance, critical illness cover, income protection and business protection, as well as buildings and contents insurance.

Adviser profile and customer service

Ross Hampton leads the business and serves first-time buyers, people moving home, clients remortgaging and landlords. In addition to mortgages, he advises on protection products such as life insurance, critical illness and income protection. The first consultation is free of charge, according to the firm.

The site includes client testimonials highlighting the speed of response, the clarity of explanations, knowledge of the available options and support with issues arising during the process.

Frequently asked questions about the process

The firm explains that a mortgage adviser compares products from different lenders and guides the application; that using one saves time and helps to understand complex terms; and that to assess a case, information is needed such as income, regular outgoings, credit history, the value of the property considered and the size of the deposit. As a reference, it indicates that straightforward applications are usually resolved between four and eight weeks from submission to completion, a timescale that varies depending on circumstances and the lender's requirements.

Location and contact

Stroud, UK · Phone: 0778 576 0128 · Email: ross@hamptonmortgagesolutions.co.uk