Seico Insurance & Mortgages Limited

Seico Insurance & Mortgages: insurance and mortgage brokerage since 1991

Seico Insurance & Mortgages Limited is a company registered in England (company number 3098749) with registered offices at Bank House, Southwick Square, Southwick, Sussex. It is authorised and regulated by the Financial Conduct Authority (FCA) and is entered on the Financial Services Register under reference 300024. The firm has been operating since 1991 and has offices in Brighton, London and South Africa.

The business is divided into two areas: insurance and mortgages. In insurance, the company presents itself as a specialist in complex risks, insurance schemes and international solutions. In mortgages, it acts as a whole-of-market broker, with services ranging from home purchase to commercial finance.

Insurance solutions for businesses and affinity programmes

The insurance offering is organised into several lines. Insurance schemes are tailored for businesses that want to offer protection to their own customers, with the aim of enhancing their commercial proposition and generating additional income. For risks that do not fit standard products, the firm offers bespoke cover for UK businesses, including commercial and large-scale risks.

The company also handles risks in Africa and internationally, combining local knowledge with access to the London market. Through its access to the Lloyd's of London market, it helps clients and broker partners reach specialist underwriting capacity. It also has a delegated authority platform called Newline Binder, aimed at affinity, embedded and device protection business.

Mortgages and commercial finance

In the mortgage area, Seico defines itself as a whole-of-market broker. Among the services it details are self-employed mortgages, which use accounts, dividends or day rates to demonstrate income; buy-to-let mortgages for landlords and investors, from a single rental property to growing portfolios; and mortgages for new purchases, with help for first-time buyers in assessing affordability and deposit options.

It also offers mortgages for contractors and agency workers, based on contract income, day rates or umbrella payments; mortgages for company directors, using salary, dividends and annual accounts; mortgages for British expatriates abroad or returning to the country, with lenders that understand overseas income and circumstances; and mortgages for complex incomes, aimed at clients with multiple income sources, bonuses or non-standard earnings. Remortgaging is also covered, with the aim of securing the best possible rate across the market.

In commercial finance, the firm offers commercial loans, invoice finance, bridging loans and leasing, among other products. It also markets a free mortgage monitoring service.

Partner services and collaboration with other companies

Seico has developed a business line aimed at other companies that wish to offer mortgage and finance services to their own clients. Through its partnership programme, it allows third parties to add mortgage and financial services without needing to build in-house expertise, generating passive income and added value for their client base. The company mentions collaboration models such as co-branded partnerships and white label mortgage partnerships.

Corporate profile and international reach

Founded as a small family business, the company has grown to serve a clientele ranging from first-time buyers and small local businesses to national brands and international organisations. Its CEO and founder is Rob Starr MBE. The company states it has more than 35 years of activity and maintains long-standing business relationships with companies in the UK, South Africa and the African continent. Its operational headquarters are spread across Brighton, London and South Africa.

The company holds a 5 out of 5 rating based on 332 reviews on Trustpilot, according to data collected on its website.

Location and contact

Bank House, Southwick Square, Southwick, Sussex