loveit coverit

loveit coverit: travel, mobile and gadget insurance in the UK

loveit coverit is a division of Pier Insurance Managed Services Limited, authorised and regulated by the Financial Conduct Authority (FCA) under reference number FRN 311798. The company offers travel, mobile phone and gadget insurance, and operates from its headquarters at Evolution House, New Garrison Road, Shoeburyness, Essex. According to its own presentation, it has sold over one million policies and has more than 30 years of experience in the insurance sector.

Travel insurance

The company offers cover for trips within the UK and abroad, with single trip and annual multi-trip options. The range includes policies for couples, families and groups, as well as specific options for winter sports and cruises. Cover can include cancellation protection, medical expenses and baggage. It also offers a combined travel and gadget insurance policy.

For medical emergencies, medical expenses, repatriation and evacuation, the company provides a 24-hour emergency assistance number: +44 203 0931749.

Mobile phone insurance

Mobile phone insurance covers theft, loss and accidental damage. The company offers policies for a wide variety of models, with specific sections for iPhone — including iPhone 17, iPhone 16, iPhone 15 and iPhone 14 —, Samsung — Galaxy S26, Galaxy S25 and Galaxy S24 — and Google Pixel — Pixel 9 and Pixel 8. Policies can be purchased online with an instant quote.

Gadget insurance

Gadget cover includes laptops, tablets, smartwatches, headphones — including AirPods —, cameras and games consoles. There is a specific student laptop insurance option. The company allows multiple devices to be grouped under a single policy: according to the website's commercial information, adding two devices saves 20% instantly, and bundling more phones, headphones, tablets or smartwatches can unlock up to 30% off.

Customer service and policy management

loveit coverit has its own in-house customer service. Policyholders have sections to manage claims, view policy documents, excesses and key exclusions, as well as a specific fraud policy. The company holds an 'Excellent' rating on Trustpilot and states it has received service awards for five consecutive years.

International presence

In addition to its UK operation, the company has dedicated websites for Ireland and Germany.

Editorial and informational content

The website includes a news and articles section on mobile phones, gadgets and travel, organised into categories such as Phone News, Gadget News, Travel News and The Changing World. Published content includes product reviews, such as an iPhone 17 review, and articles on travelling with gadgets or destinations.

Location and contact

Evolution House, New Garrison Road, Shoeburyness, Essex, SS3 9BF