Insured Health

British brokerage specialising in private health insurance

Insured Health is a health insurance brokerage based in the United Kingdom that works exclusively with private medical insurance. Its activity consists of comparing policies from British insurers such as Aviva, AXA, Bupa and Vitality, and offering independent and impartial advice to individuals, families and businesses. The firm presents itself as a sole specialist in this field, which allows it to focus its advice on comparing cover and explaining the differences between options.

More than a decade comparing medical policies

The company states it has more than ten years of experience helping clients across the UK find private medical insurance. Its team advises both those taking out a policy for the first time and those who already have one and are looking to review or change it. The service covers everything from the initial consultation to reviews at each annual renewal, with ongoing support throughout the term of the contract.

Insurance for individuals, families, seniors and businesses

The brokerage's range is organised into four main areas:

• Individual: flexible policies tailored to personal needs.
• Family: comprehensive cover for the whole family.
• Senior: specialist cover for life after retirement.
• Business: health insurance for teams and companies.

The website also mentions insurance for doctors and dentists and for professional athletes.

Independent advice and the application process

The firm defines itself as an independent brokerage: its advice is not tied to any particular insurer, but is aimed at finding the most suitable policy for each client. The process it describes consists of three steps: requesting a quote by answering a few basic questions, comparing the options from British insurers and completing the application once the cover has been chosen. The company states that it offers free, no-obligation advice and a best price guarantee.

Regulation and cover

Insured Health Ltd is authorised and regulated by the Financial Conduct Authority (FCA) under number 774335, is registered with the Information Commissioner's Office (ICO) under number ZA305652 and is a member of the Association of Medical Insurance Intermediaries (AMII). The brokerage serves clients throughout the United Kingdom.

What the policies it compares cover

According to the information published, most health insurance policies cover treatment and surgery for medical conditions, with options to include consultations, diagnostic tests and 24/7 video GP services. Additional cover may be available for mental health, therapies, dental and optical care, and some insurers also offer travel cover. The firm notes that private insurance does not replace the NHS, but works alongside it, and that pre-existing conditions are usually excluded when taking out a new policy, although it is possible to maintain cover for conditions already included when switching insurers. The cost depends on factors such as age, where you live, the level of cover, the excess and medical history; the website indicates that basic cover for younger adults can start from around £30 per month.

Location and contact

Saville House, 74-90 Savile Street, Sheffield, S4 7UD