Motorhome Protect

Motorhome Protect, insurance broker specialising in motorhomes and campervans

Motorhome Protect is a UK insurance broker focusing on motorhome and campervan cover. The firm presents itself as a specialist in this segment and operates under the trading name of Insurance Factory Limited, an entity authorised and regulated by the Financial Conduct Authority (FCA) under number 306164.

The company traces its origins to 1974 and describes its offering as an advisory service aimed at finding the right policy among the insurers it works with. Its offering is structured around two main products: motorhome insurance and campervan insurance.

Products and cover

The broker's catalogue is organised around two insurance lines — motorhomes and campervans — and includes a series of additional benefits that the company details on its website:

• Availability of 365 days of cover in the European Union.
• Breakdown cover in the UK and the EU.
• Unlimited mileage.
• Club member discounts.
• Introductory no-claims bonus (NCB).
• Personal effects cover up to £3,500.
• Up to six months of cover to complete a self-restoration or conversion.
• Cover for motorhomes and campervans with a value up to £120,000.

The company warns that benefits and features may vary depending on the insurance scheme or cover selected and are subject to underwriting criteria.

Customer profile and service approach

Motorhome Protect targets motorhome and campervan owners, including those carrying out their own conversions or self-restoration projects, for which it offers specific cover periods. The firm stresses that no single policy fits all cases and that its role is to search its panel of insurers for the best solution and the best price for each customer.

The company also highlights its commitment to a UK-based service and to training its teams. In its presentation, it notes that cover costs an average of £133 per year, a figure corresponding to a specific promotion: 10% of new customers paid that amount for comprehensive cover between 1 August and 30 November 2025, excluding optional extras and premium finance. The firm also states that it has been rated 'excellent' by its customers on Trustpilot.

Structure and regulation

Motorhome Protect is a trading name of Insurance Factory Limited, a company registered in England and Wales under number 02982445 with its registered office at 45 Westerham Road, Bessels Green, Sevenoaks, Kent TN13 2QB. The entity is authorised and regulated by the Financial Conduct Authority (FCA) under number 306164, which can be verified in the organisation's public register.

The company informs that calls are recorded and may be monitored for training and mutual security purposes.

Location and contact

45 Westerham Road, Bessels Green, Sevenoaks, Kent TN13 2QB