Brightside Insurance

Brightside Insurance, a British insurance broker specialising in niche markets

Brightside Insurance is an insurance broker based in the United Kingdom that operates under the legal name Brightside Insurance Services Ltd, authorised and regulated by the Financial Conduct Authority (FCA) under reference number 302216. The company is registered in England and Wales under number 04137311 and its registered office is located at Markerstudy House, 45 Westerham Road, Bessels Green, Sevenoaks, Kent TN13 2QB.

The entity presents itself as a broker included in the UK Top 30 and states that it has 16 years of experience, during which it has built a team specialising in insurance. Its approach is focused on offering cover to profiles that may find it difficult to obtain competitive prices in the conventional market.

Group brands and operations

The group includes several brands: Brightside Insurance, Commercial Vehicle Direct, One Insurance Solution, ProSport Insurance and AXA Specialist Risks. In addition, through its IQED operation it provides services to insurers, reinsurers and law firms.

The company states that it works with leading insurers such as Legal & General and Aviva, along with smaller specialist insurers, which allows it to tailor individual policies to each client's needs.

Motor and vehicle insurance products

The broker's catalogue covers a wide range of vehicle-related insurance:

• Car insurance, with options for imported vehicles, non-UK licence holders, previously cancelled policies and temporary cover.
• Van insurance, including fleet cover.
• Caravan, horsebox, minibus, motorhome and taxi insurance, with a specific policy for London PCO licences.
• Fleet insurance, both conventional and electric.
• Insurance for vehicle traders and for goods in transit, couriers, company fleets and trucks.

The website indicates that the company has stopped offering new standard car and van policies, and refers those who need a quote to Swinton Insurance or Autonet Insurance.

Home and property insurance

In the residential area, Brightside offers home policies for main residences, second homes, park homes and rental properties. It also covers non-standard cases, such as properties occupied by people with criminal records, homes in flood risk areas, high-net-worth properties, properties with lodgers or paying guests, homes under renovation, homes with subsidence issues and unoccupied properties.

Business and liability insurance

The commercial offering includes employers' liability, professional indemnity, public liability, market traders, tradesman, cyber liability and goods in transit cover. It also offers insurance for commercial premises and specific sectors such as coffee shops, guest houses, hotels, nightclubs, offices, pubs, restaurants, shops, surgeries and takeaways.

Other services: estate planning and pets

The broker complements its insurance activity with estate planning services, which include expert advice on wills, trusts and lasting powers of attorney through Co-op Legal Services. In the pet area, it offers insurance in collaboration with Purely Pets Insurance.

Customer service and technology

Brightside has UK-based call centres and specialist sales and customer service teams. For existing car and van customers, it offers an online account that allows them to manage their policy, make changes and view documents. The company states that it invests continuously in technology to simplify purchasing and speed up obtaining quotes.

Location and contact

Markerstudy House, 45 Westerham Road, Bessels Green, Sevenoaks, Kent TN13 2QB